Zip lookup · TN

38477
Prospect, Tennessee.

Prospect, Giles County, TN · population 2,821

What it costs per month · 38477 $1,269/mo

to buy the typical home at today's mortgage rate — +$708 (+126%) since Jan 2020.

What the home itself did
1 year
Up $10,819 +5%
$230,945$241,764 since Sep 2025
5 years
Up $49,691 +26%
$192,073$241,764 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38477 $1,269 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38477$1,269
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 38477 rose 4.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Prospect, TN — measured over the city limits, which is a different area from this zip.

Typical home value $241,764 as of Sep 2026
+4.7%year on year

Typical home value — 38477

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 38477 $241,764 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 38477$241,764
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.3 35620 Elkmont 10,905 — $263,957
8.6 35647 Lester 909 — $249,728
9.2 38460 Goodspring 1,711 — $224,891
9.3 38473 Minor Hill 1,129 — $222,738
10.2 38449 Ardmore 2,911 — $259,164
11.4 38478 Pulaski 18,943 — $245,492
12.0 38453 Dellrose 525 — $322,315
13.4 35739 Ardmore 5,134 — $252,790
13.6 35614 Athens 7,618 $1,325 $255,036
14.5 35610 Anderson 1,744 — $221,517
15.2 38459 Frankewing 541 — $315,364
15.7 38457 Five Points 567 — $214,280
16.8 38468 Leoma 5,545 — $258,295
17.3 35613 Athens 25,523 $1,800 $347,795
18.3 38488 Taft 2,138 — $303,144
20.0 35773 Toney 14,606 $1,724 $267,928

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.