Zip lookup · KY

40171
Payneville, Kentucky.

Payneville, Breckinridge County, KY · population 272

What it costs per month · 40171 $959/mo

to buy the typical home at today's mortgage rate — +$590 (+160%) since Jan 2020.

What the home itself did
1 year
Up $3,728 +2%
$179,071$182,799 since Sep 2025
5 years
Up $42,835 +31%
$139,964$182,799 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40171 $959 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40171$959
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 40171 rose 2.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Breckinridge County, KY 100% · Meade County, KY 0%

Zillow also publishes an index for the city itself: Payneville, KY — measured over the city limits, which is a different area from this zip.

Typical home value $182,799 as of Sep 2026
+2.1%year on year

Typical home value — 40171

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40171 $182,799 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40171$182,799
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 40170 Stephensport 396 — $122,055
5.1 40157 Payneville 854 — $271,926
5.6 40176 Webster 898 — $240,694
7.8 47525 Derby 235 — $230,389
8.6 47520 Cannelton 2,933 — $161,326
10.1 40104 Battletown 1,143 — $253,596
10.3 40146 Irvington 3,650 — $168,022
12.9 47551 Leopold 607 — $227,722
12.9 40143 Hardinsburg 5,756 — $186,875
13.3 40142 Guston 2,253 — $283,747
14.2 47142 Mauckport 653 — $241,347
14.5 40144 Harned 1,930 — $183,007
14.6 40108 Brandenburg 12,821 — $292,019
14.9 47586 Tell City 10,826 $1,040 $185,107
15.4 47110 Central 481 — $204,210
15.4 47514 Branchville 1,377 — $254,415
15.9 47137 Leavenworth 1,532 — $173,730
16.6 40111 Cloverport 1,903 — $116,897
17.5 40117 Ekron 2,050 — $269,136
17.7 47576 Saint Croix 672 — $232,072
18.7 40140 Garfield 866 — $199,697
19.4 40115 Custer 1,012 — $204,795

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.