40962
Manchester, Kentucky.
Manchester, Clay County, KY · London, KY metro · population 17,310
to buy the typical home at today's mortgage rate — +$333 (+136%) since Jan 2020.
- 1 year
- Down $12,520 -10%
- $122,651$110,131 since Sep 2025
- 5 years
- Up $15,805 +17%
- $94,326$110,131 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40962$578
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in zip 40962 fell 10.2% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Clay County, KY 100% · Laurel County, KY 0%
Zillow also publishes an index for the city itself: Manchester, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40962
Mid-tier homes, smoothed and seasonally adjusted.
- 40962$110,131
- London$149,650
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 14.7 | 40943 | Girdler | 1,117 | — | $144,421 |
| 14.9 | 40953 | Hinkle | 454 | — | $105,252 |
| 15.9 | 40402 | Annville | 2,509 | — | $121,457 |
| 16.6 | 40935 | Flat Lick | 1,748 | — | $85,679 |
| 16.6 | 40486 | Tyner | 2,375 | — | $119,655 |
| 16.7 | 40827 | Essie | 943 | — | $94,394 |
| 16.7 | 40923 | Cannon | 679 | — | $135,980 |
| 17.8 | 41721 | Buckhorn | 390 | — | $87,269 |
| 18.2 | 40915 | Bimble | 564 | — | $129,652 |
| 18.2 | 40949 | Heidrick | 468 | — | $136,881 |
| 18.3 | 40740 | Lily | 3,880 | — | $161,023 |
| 18.4 | 41749 | Hyden | 2,411 | — | $81,461 |
| 19.3 | 40906 | Barbourville | 10,813 | — | $140,148 |
| 19.5 | 40734 | Gray | 3,602 | — | $138,033 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.