40965
Middlesboro, Kentucky.
Middlesboro, Bell County, KY · Middlesborough, KY metro · population 11,561
to buy the typical home at today's mortgage rate — +$256 (+69%) since Jan 2020.
- 1 year
- Down $2,204 -2%
- $121,622$119,418 since Sep 2025
- 5 years
- Up $10,874 +10%
- $108,544$119,418 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40965$627
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in zip 40965 fell 1.8% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Bell County, KY 85% · Claiborne County, TN 15%
Zillow also publishes an index for the city itself: Middlesboro, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40965
Mid-tier homes, smoothed and seasonally adjusted.
- 40965$119,418
- Middlesborough$99,037
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.0 | 37724 | Cumberland Gap | 2,214 | — | $220,174 |
| 6.8 | 40977 | Pineville | 8,367 | — | $86,686 |
| 9.8 | 40813 | Calvin | 354 | — | $100,332 |
| 10.8 | 37752 | Harrogate | 6,185 | — | $235,482 |
| 12.5 | 37870 | Speedwell | 4,385 | — | $227,692 |
| 12.6 | 24248 | Ewing | 2,207 | — | $133,806 |
| 12.7 | 40856 | Miracle | 745 | — | $90,105 |
| 13.9 | 40903 | Artemus | 558 | — | $83,980 |
| 15.0 | 37825 | New Tazewell | 8,409 | — | $239,598 |
| 15.1 | 40958 | Kettle Island | 547 | — | $90,810 |
| 16.6 | 40902 | Arjay | 558 | — | $66,151 |
| 16.8 | 37879 | Tazewell | 11,854 | — | $215,192 |
| 17.9 | 40863 | Pathfork | 706 | — | $70,070 |
| 18.2 | 37729 | Duff | 1,279 | — | $116,048 |
| 19.1 | 40915 | Bimble | 564 | — | $129,652 |
| 19.8 | 40819 | Coldiron | 808 | — | $98,812 |
| 19.8 | 40906 | Barbourville | 10,813 | — | $140,148 |
| 19.8 | 40935 | Flat Lick | 1,748 | — | $85,679 |
| 19.8 | 40988 | Stoney Fork | 519 | — | $67,398 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.