Zip lookup · KY

41238
Oil Springs, Kentucky.

Oil Springs, Johnson County, KY · population 814

What it costs per month · 41238 $834/mo

to buy the typical home at today's mortgage rate — +$440 (+112%) since Jan 2020.

What the home itself did
1 year
Down $12,527 -7%
$171,396$158,869 since Sep 2025
5 years
Up $27,861 +21%
$131,008$158,869 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 41238 $834 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 41238$834
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 41238 fell 7.3% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Oil Springs, KY — measured over the city limits, which is a different area from this zip.

Typical home value $158,869 as of Sep 2026
-7.3%year on year

Typical home value — 41238

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 41238 $158,869 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 41238$158,869
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.9 41256 Staffordsville 2,043 — $170,448
6.4 41219 Flatgap 2,274 — $122,668
7.3 41222 Hagerhill 2,530 — $152,753
7.7 41274 Wittensville 576 — $136,382
7.9 41255 Sitka 736 — $117,969
8.9 41240 Paintsville 6,408 — $141,674
9.5 41257 Stambaugh 715 — $142,572
9.8 41268 West Van Lear 944 — $128,580
10.3 41263 Tutor Key 386 — $156,200
10.5 41465 Salyersville 10,048 — $114,635
10.7 41216 East Point 986 — $148,100
10.9 41260 Thelma 910 — $138,302
11.8 41234 Meally 175 — $107,286
12.4 41271 Williamsport 399 — $98,165
12.6 41254 River 753 — $147,903
12.9 41602 Auxier 667 — $82,184
14.7 41265 Van Lear 1,107 — $121,525
16.0 41653 Prestonsburg 11,103 — $127,929
16.5 41472 West Liberty 10,792 — $131,650
18.0 41616 David 544 — $79,396
18.4 41262 Tomahawk 993 — $87,089
19.1 41171 Sandy Hook 4,611 — $146,172
19.5 41214 Debord 305 — $119,328

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.