42085
Water Valley, Kentucky.
Water Valley, Graves County, KY · Mayfield, KY metro · population 914
to buy the typical home at today's mortgage rate — +$313 (+118%) since Jan 2020.
- 1 year
- Up $3,709 +3%
- $106,599$110,308 since Sep 2025
- 5 years
- Up $18,761 +20%
- $91,548$110,308 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 42085$579
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 42085 rose 3.5% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Graves County, KY 57% · Hickman County, KY 43%
Zillow also publishes an index for the city itself: Water Valley, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 42085
Mid-tier homes, smoothed and seasonally adjusted.
- 42085$110,308
- Mayfield$175,744
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.2 | 42088 | Wingo | 2,497 | — | $163,096 |
| 4.4 | 42041 | Fulton | 4,406 | — | $111,704 |
| 8.6 | 38257 | South Fulton | 4,437 | — | $155,787 |
| 9.9 | 38226 | Dukedom | 226 | — | $204,692 |
| 12.5 | 42079 | Sedalia | 1,315 | — | $191,349 |
| 13.2 | 42031 | Clinton | 3,411 | — | $130,741 |
| 14.3 | 38237 | Martin | 15,627 | $961 | $217,889 |
| 14.4 | 42066 | Mayfield | 23,917 | — | $168,350 |
| 15.0 | 42039 | Fancy Farm | 1,694 | — | $177,002 |
| 15.2 | 38241 | Palmersville | 835 | — | $195,138 |
| 16.9 | 42040 | Farmington | 692 | — | $207,906 |
| 18.7 | 38225 | Dresden | 5,881 | — | $179,551 |
| 19.3 | 42021 | Arlington | 1,090 | — | $118,872 |
| 19.9 | 38261 | Union City | 16,385 | — | $173,004 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.