42404
Clay, Kentucky.
Clay, Webster County, KY · population 2,109
to buy the typical home at today's mortgage rate — +$414 (+142%) since Jan 2020.
- 1 year
- Up $12,405 +10%
- $122,111$134,516 since Sep 2025
- 5 years
- Up $33,760 +34%
- $100,756$134,516 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 42404$706
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 42404 rose 10.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Webster County, KY 94% · Union County, KY 6%
Zillow also publishes an index for the city itself: Clay, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 42404
Mid-tier homes, smoothed and seasonally adjusted.
- 42404$134,516
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.1 | 42450 | Providence | 3,859 | — | $104,662 |
| 8.7 | 42409 | Dixon | 2,293 | — | $191,426 |
| 11.6 | 42459 | Sturgis | 3,903 | — | $114,261 |
| 12.4 | 42441 | Nebo | 1,487 | — | $161,853 |
| 13.5 | 42437 | Morganfield | 7,064 | — | $168,342 |
| 15.3 | 42436 | Manitou | 1,539 | — | $223,445 |
| 16.6 | 42064 | Marion | 8,098 | — | $132,383 |
| 17.2 | 62919 | Cave In Rock | 819 | — | $97,032 |
| 17.9 | 42455 | Sebree | 3,758 | — | $151,672 |
| 18.3 | 42462 | Waverly | 1,546 | — | $176,018 |
| 18.6 | 42456 | Slaughters | 1,533 | — | $180,860 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.