Zip lookup · KY

42501
Somerset, Kentucky.

Somerset, Pulaski County, KY · Somerset, KY metro · population 18,214

What it costs per month · 42501 $810/mo

to buy the typical home at today's mortgage rate — +$384 (+90%) since Jan 2020.

What the home itself did
1 year
Down $4,709 -3%
$158,991$154,282 since Sep 2025
5 years
Up $2,790 +2%
$151,492$154,282 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 42501 $810 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 42501$810
  • United States$1,922

Typical home values in zip 42501 fell 3.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Somerset, KY — measured over the city limits, which is a different area from this zip.

Asking rent $1,022 as of Sep 2026
Typical home value $154,282 as of Sep 2026
-3.0%year on year

Asking rent — 42501

Against the Somerset, KY metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 42501 $1,022 Somerset $1,236 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 42501$1,022
  • Somerset$1,236
  • United States$1,932

Typical home value — 42501

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 42501 $154,282 Somerset $180,411 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 42501$154,282
  • Somerset$180,411
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.8 42503 Somerset 25,321 $1,325 $236,925
8.0 42533 Ferguson 897 — $160,047
9.7 42519 Burnside 2,756 — $101,260
12.7 42634 Parkers Lake 1,646 — $66,781
14.2 42518 Bronston 3,031 — $200,593
15.8 42553 Science Hill 5,649 — $195,376
16.4 42567 Eubank 5,390 — $172,943
17.5 40737 Keavy 1,782 — $160,749
18.5 40701 Corbin 30,526 $1,098 $170,520
19.0 40741 London 23,397 — $186,143
19.4 42653 Whitley City 4,300 — $98,748
20.0 40744 London 20,137 — $197,439

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.