Zip lookup · IN

46788
Spencerville, Indiana.

Spencerville, Allen County, IN · Fort Wayne, IN metro · population 4,373

What it costs per month · 46788 $2,448/mo

to buy the typical home at today's mortgage rate — +$1,468 (+150%) since Jan 2020.

What the home itself did
1 year
Up $42,822 +10%
$423,609$466,431 since Sep 2025
5 years
Up $130,309 +39%
$336,122$466,431 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 46788 $2,448 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 46788$2,448
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 46788 rose 10.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: De Kalb County, IN 53% · Allen County, IN 47%

Zillow also publishes an index for the city itself: Spencerville, IN — measured over the city limits, which is a different area from this zip.

Typical home value $466,431 as of Sep 2026
+10.1%year on year

Typical home value — 46788

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 46788 $466,431 Fort Wayne $257,074 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 46788$466,431
  • Fort Wayne$257,074
  • United States$366,157

Within 20 miles

Showing 30 of 36 zips in range — sorting picks from all 36.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 46785 Saint Joe 1,491 — $313,150
4.6 46741 Grabill 4,713 — $373,650
4.8 46743 Harlan 2,347 — $279,450
7.3 46765 Leo 5,786 — $399,194
8.4 46706 Auburn 20,403 $1,100 $282,371
9.7 43526 Hicksville 6,464 — $181,708
10.2 46797 Woodburn 4,097 — $286,095
10.8 46721 Butler 4,739 — $210,401
10.8 45813 Antwerp 3,719 — $178,226
10.9 46835 Fort Wayne 38,166 $1,164 $261,042
11.3 46845 Fort Wayne 29,583 $1,822 $389,614
12.4 46738 Garrett 8,533 — $211,142
12.8 46774 New Haven 17,858 $1,356 $248,036
13.5 46748 Huntertown 6,902 — $352,805
13.8 46825 Fort Wayne 29,296 $1,373 $259,042
13.9 46815 Fort Wayne 27,238 $1,650 $244,538
14.4 46793 Waterloo 4,104 — $256,292
14.6 43536 Mark Center 338 — $166,801
15.0 43517 Edgerton 3,442 — $204,267
16.0 46805 Fort Wayne 21,437 $1,039 $180,351
16.6 46803 Fort Wayne 10,994 $916 $109,459
16.7 45880 Payne 2,470 — $170,659
17.4 46763 Laotto 1,444 — $356,540
17.8 43556 Sherwood 1,670 — $170,687
18.0 46730 Corunna 1,299 — $324,111
18.2 46806 Fort Wayne 26,425 $919 $112,128
18.3 46808 Fort Wayne 19,684 $1,069 $168,154
18.3 45821 Cecil 759 — $195,243
18.7 46710 Avilla 4,506 — $286,942
18.9 46705 Ashley 1,972 — $201,411

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.