Zip lookup · IN

46975
Rochester, Indiana.

Rochester, Fulton County, IN · population 13,824

What it costs per month · 46975 $1,175/mo

to buy the typical home at today's mortgage rate — +$692 (+143%) since Jan 2020.

What the home itself did
1 year
Up $15,845 +8%
$207,941$223,786 since Sep 2025
5 years
Up $56,274 +34%
$167,512$223,786 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46975 $1,175 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46975$1,175
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 46975 rose 7.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Rochester, IN — measured over the city limits, which is a different area from this zip.

Typical home value $223,786 as of Sep 2026
+7.6%year on year

Typical home value — 46975

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 46975 $223,786 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 46975$223,786
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.6 46939 Kewanna 1,909 — $192,959
10.5 46501 Argos 3,780 — $234,650
11.1 46910 Akron 3,221 — $230,016
11.6 46951 Macy 2,376 — $182,153
11.6 46570 Tippecanoe 1,279 — $245,895
13.3 46988 Twelve Mile 1,086 — $216,637
13.5 46539 Mentone 2,659 — $214,584
13.9 46511 Culver 3,755 — $350,954
14.4 46950 Lucerne 459 — $213,436
15.4 46960 Monterey 1,018 — $170,545
16.8 46926 Denver 1,359 — $200,475
17.4 46504 Bourbon 3,500 — $251,479
18.8 46974 Roann 1,586 — $231,788
18.8 46958 Mexico 620 — $162,879
19.0 46982 Silver Lake 2,604 — $197,322
19.0 46985 Star City 1,419 — $174,331
19.7 46524 Etna Green 2,023 — $306,753
20.0 46510 Claypool 2,984 — $238,317
20.0 46563 Plymouth 23,615 $1,850 $251,028
20.0 46978 Royal Center 2,034 — $196,609

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.