Zip lookup · IN

47320
Albany, Indiana.

Albany, Delaware County, IN · Muncie, IN metro · population 4,563

What it costs per month · 47320 $1,046/mo

to buy the typical home at today's mortgage rate — +$639 (+157%) since Jan 2020.

What the home itself did
1 year
Up $13,104 +7%
$186,218$199,322 since Sep 2025
5 years
Up $58,602 +42%
$140,720$199,322 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 47320 $1,046 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 47320$1,046
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 47320 rose 7.0% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Delaware County, IN 94% · Randolph County, IN 5% · Jay County, IN 1%

Zillow also publishes an index for the city itself: Albany, IN — measured over the city limits, which is a different area from this zip.

Typical home value $199,322 as of Sep 2026
+7.0%year on year

Typical home value — 47320

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 47320 $199,322 Muncie $168,798 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 47320$199,322
  • Muncie$168,798
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.8 47303 Muncie 24,392 $1,016 $141,848
5.9 47338 Eaton 2,355 — $174,371
7.3 47373 Redkey 2,200 — $137,839
7.6 47368 Parker City 2,086 — $176,333
8.6 47305 Muncie 3,556 $808 $82,251
8.7 47336 Dunkirk 2,851 — $130,487
8.8 47383 Selma 2,612 — $245,656
9.8 47340 Farmland 3,051 — $181,385
10.6 47304 Muncie 31,237 $1,210 $212,350
11.8 47302 Muncie 25,473 $976 $102,448
12.3 47380 Ridgeville 1,924 — $162,052
13.1 47348 Hartford City 9,080 — $146,533
13.2 47342 Gaston 2,710 — $203,609
14.4 46957 Matthews 443 — $126,793
14.6 47396 Yorktown 7,712 $1,475 $255,702
16.4 46989 Upland 5,385 — $249,788
16.5 47354 Losantville 1,182 — $201,540
16.7 47394 Winchester 7,879 $950 $159,813
16.8 47386 Springport 1,249 — $261,417
17.0 47369 Pennville 1,212 — $167,909
17.5 47358 Modoc 818 — $221,737
17.7 47334 Daleville 3,336 — $232,695
18.1 47360 Mooreland 1,643 — $254,920
18.6 47382 Saratoga 144 — $74,123
18.9 47371 Portland 12,424 — $168,582
18.9 47359 Montpelier 3,528 — $153,795
20.0 47361 Mount Summit 271 — $158,774

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.