Zip lookup · MI

48186
Westland, Michigan.

Westland, Wayne County, MI · Detroit-Warren-Dearborn, MI metro · population 35,103

What it costs per month · 48186 $1,036/mo

to buy the typical home at today's mortgage rate — +$560 (+118%) since Jan 2020.

What the home itself did
1 year
Up $3,048 +2%
$194,401$197,449 since Sep 2025
5 years
Up $38,325 +24%
$159,124$197,449 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48186 $1,036 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48186$1,036
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 48186 rose 1.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 48186 rose 5.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 48186 runs $209/mo more than renting one. The gap peaked at $283 in May 2024.

That is $1,515 a month against $1,306 rent: a $1,036 mortgage payment, plus $268 property tax and $211 insurance & upkeep.

Owning vs renting — zip 48186

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 2021 2022 2023 2024 2025 2026 Owning all in $1,515 Renting $1,306 Mortgage only $1,036
$500 $1,000 $1,500 2022 2024 2026
  • Owning all in$1,515
  • Renting$1,306
  • Mortgage only$1,036

Property tax · $268/mo 1.63% of value a year — the ACS 2020-2024 median bill over the median home value for Wayne County, MI

Insurance & upkeep · $211/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Westland, MI — measured over the city limits, which is a different area from this zip.

Asking rent $1,306 as of Sep 2026
+5.5%year on year
Typical home value $197,449 as of Sep 2026
+1.6%year on year

Asking rent — 48186

Against the Detroit-Warren-Dearborn, MI metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 48186 $1,306 Detroit $1,514 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 48186$1,306
  • Detroit$1,514
  • United States$1,932

Typical home value — 48186

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48186 $197,449 Detroit $264,316 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48186$197,449
  • Detroit$264,316
  • United States$366,157

Within 20 miles

Showing 30 of 95 zips in range — sorting picks from all 95.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 48184 Wayne 17,348 $1,166 $171,708
2.7 48135 Garden City 26,739 $1,711 $201,501
2.9 48185 Westland 48,530 $1,295 $222,635
3.1 48141 Inkster 25,428 $1,211 $105,594
5.1 48150 Livonia 26,687 $1,974 $277,983
5.5 48127 Dearborn Heights 39,646 $1,372 $261,323
5.7 48125 Dearborn Heights 22,125 $1,548 $160,686
5.7 48188 Canton 45,665 $1,974 $406,927
6.0 48174 Romulus 32,211 $1,518 $216,230
6.1 48128 Dearborn 12,624 $2,150 $306,777
6.3 48187 Canton 53,376 $1,875 $395,336
6.5 48124 Dearborn 34,479 $1,952 $235,931
7.1 48154 Livonia 37,045 $2,412 $338,019
7.2 48180 Taylor 62,081 $1,518 $175,458
7.2 48239 Redford 36,976 $1,545 $176,054
8.7 48101 Allen Park 27,925 $1,395 $206,515
9.0 48228 Detroit 50,117 $1,174 $66,264
9.1 48152 Livonia 30,119 $1,434 $324,298
9.5 48223 Detroit 22,622 $1,023 $84,419
9.5 48170 Plymouth 40,076 $1,550 $475,084
9.7 48240 Redford 17,008 $1,573 $154,669
9.8 48111 Belleville 44,709 $1,439 $307,227
9.9 48126 Dearborn 51,997 $1,839 $236,680
10.1 48122 Melvindale 12,554 $1,163 $138,484
10.4 48120 Dearborn 8,323 $1,588 $252,431
10.5 48146 Lincoln Park 39,257 $1,236 $151,457
10.6 48195 Southgate 29,366 $1,446 $193,415
11.0 48219 Detroit 47,208 $1,363 $86,511
11.0 48198 Ypsilanti 39,244 $1,640 $222,613
11.3 48227 Detroit 40,302 $1,376 $67,593

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.