Zip lookup · MI

48436
Gaines, Michigan.

Gaines, Genesee County, MI · Flint, MI metro · population 4,131

What it costs per month · 48436 $1,554/mo

to buy the typical home at today's mortgage rate — +$877 (+130%) since Jan 2020.

What the home itself did
1 year
Up $15,885 +6%
$280,159$296,043 since Sep 2025
5 years
Up $64,281 +28%
$231,762$296,043 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48436 $1,554 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48436$1,554
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 48436 rose 5.7% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Genesee County, MI 90% · Shiawassee County, MI 10%

Zillow also publishes an index for the city itself: Gaines, MI — measured over the city limits, which is a different area from this zip.

Typical home value $296,043 as of Sep 2026
+5.7%year on year

Typical home value — 48436

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48436 $296,043 Flint $195,732 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48436$296,043
  • Flint$195,732
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.4 48473 Swartz Creek 22,339 $1,312 $253,086
5.5 48451 Linden 16,097 — $349,172
6.6 48418 Byron 4,484 — $297,409
7.0 48429 Durand 8,241 — $196,608
9.2 48476 Vernon 689 — $167,611
9.3 48449 Lennon 2,744 — $212,941
10.3 48414 Bancroft 2,488 — $215,591
10.4 48430 Fenton 39,309 $1,485 $368,694
10.4 48507 Flint 28,723 $945 $109,219
10.7 48532 Flint 18,496 $1,001 $169,647
12.7 48855 Howell 16,668 — $380,685
12.9 48439 Grand Blanc 51,900 $1,085 $295,042
13.0 48529 Burton 9,339 $844 $91,333
13.0 48817 Corunna 5,416 — $203,504
13.6 48503 Flint 22,347 $952 $67,735
14.2 48857 Morrice 3,206 — $243,923
14.3 48433 Flushing 26,384 — $242,437
14.4 48504 Flint 24,218 $1,036 $46,173
14.9 48442 Holly 22,788 $1,400 $323,385
15.9 48519 Burton 8,096 — $189,352
16.7 48505 Flint 18,032 $908 $29,189
17.1 48836 Fowlerville 15,089 — $332,064
17.4 48353 Hartland 7,014 — $395,554
17.5 48509 Burton 8,645 — $183,685
18.0 48872 Perry 6,142 — $271,121
18.3 48867 Owosso 27,500 — $188,836
18.6 48460 New Lothrop 2,701 — $247,395
18.8 48506 Flint 24,712 $1,024 $85,252
19.1 48357 Highland 8,718 — $397,734
19.6 48350 Davisburg 8,163 — $434,443

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.