48464
Otter Lake, Michigan.
Otter Lake, Lapeer County, MI · Detroit-Warren-Dearborn, MI metro · population 2,152
to buy the typical home at today's mortgage rate — +$709 (+133%) since Jan 2020.
- 1 year
- Up $14,313 +6%
- $222,350$236,663 since Sep 2025
- 5 years
- Up $39,176 +20%
- $197,487$236,663 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 48464$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 48464 rose 6.4% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Lapeer County, MI 80% · Tuscola County, MI 13% · Genesee County, MI 7%
Zillow also publishes an index for the city itself: Otter Lake, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 48464
Mid-tier homes, smoothed and seasonally adjusted.
- 48464$236,663
- Detroit$264,316
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.7 | 48435 | Fostoria | 2,547 | — | $218,098 |
| 4.5 | 48421 | Columbiaville | 6,935 | — | $259,726 |
| 6.3 | 48463 | Otisville | 4,393 | — | $244,252 |
| 7.0 | 48746 | Millington | 8,222 | — | $232,577 |
| 9.6 | 48744 | Mayville | 4,460 | — | $189,358 |
| 10.7 | 48461 | North Branch | 7,719 | — | $270,019 |
| 11.0 | 48760 | Silverwood | 1,204 | — | $87,888 |
| 12.0 | 48446 | Lapeer | 30,581 | $1,463 | $268,476 |
| 12.3 | 48437 | Genesee | 279 | — | $152,235 |
| 13.1 | 48423 | Davison | 33,757 | $952 | $260,406 |
| 13.3 | 48768 | Vassar | 9,109 | — | $197,770 |
| 13.6 | 48727 | Clifford | 958 | — | $213,281 |
| 14.5 | 48506 | Flint | 24,712 | $1,024 | $85,252 |
| 14.8 | 48458 | Mount Morris | 19,519 | $976 | $117,426 |
| 15.0 | 48420 | Clio | 21,195 | — | $220,912 |
| 16.1 | 48509 | Burton | 8,645 | — | $183,685 |
| 16.3 | 48412 | Attica | 5,815 | — | $309,580 |
| 17.0 | 48505 | Flint | 18,032 | $908 | $29,189 |
| 17.7 | 48741 | Kingston | 2,107 | — | $205,406 |
| 18.0 | 48440 | Hadley | 146 | — | $250,157 |
| 18.4 | 48519 | Burton | 8,096 | — | $189,352 |
| 18.8 | 48723 | Caro | 11,678 | — | $182,813 |
| 19.0 | 48734 | Frankenmuth | 7,746 | — | $321,686 |
| 19.6 | 48503 | Flint | 22,347 | $952 | $67,735 |
| 19.6 | 48415 | Birch Run | 8,918 | — | $238,983 |
| 20.0 | 48504 | Flint | 24,218 | $1,036 | $46,173 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.