48636
Luzerne, Michigan.
Luzerne, Oscoda County, MI · population 938
to buy the typical home at today's mortgage rate — +$359 (+124%) since Jan 2020.
- 1 year
- Up $5,684 +5%
- $118,014$123,698 since Sep 2025
- 5 years
- Up $20,950 +20%
- $102,748$123,698 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 48636$649
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 48636 rose 4.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Luzerne, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 48636
Mid-tier homes, smoothed and seasonally adjusted.
- 48636$123,698
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 11.0 | 48647 | Mio | 3,980 | — | $124,322 |
| 12.1 | 48654 | Rose City | 2,384 | — | $174,277 |
| 15.6 | 49756 | Lewiston | 4,100 | — | $192,959 |
| 17.0 | 48621 | Fairview | 1,126 | — | $173,286 |
| 17.2 | 48653 | Roscommon | 9,721 | — | $202,978 |
| 17.3 | 49738 | Grayling | 9,696 | — | $184,703 |
| 18.0 | 48661 | West Branch | 10,618 | — | $216,636 |
| 18.6 | 48656 | Saint Helen | 3,846 | — | $129,639 |
| 19.5 | 48635 | Lupton | 1,546 | — | $184,724 |
| 19.9 | 48761 | South Branch | 799 | — | $132,945 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.