Zip lookup · MI

48659
Sterling, Michigan.

Sterling, Arenac County, MI · population 2,563

What it costs per month · 48659 $914/mo

to buy the typical home at today's mortgage rate — +$548 (+150%) since Jan 2020.

What the home itself did
1 year
Up $12,169 +8%
$161,933$174,102 since Sep 2025
5 years
Up $41,981 +32%
$132,122$174,102 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48659 $914 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48659$914
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 48659 rose 7.5% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Arenac County, MI 98% · Bay County, MI 2%

Zillow also publishes an index for the city itself: Sterling, MI — measured over the city limits, which is a different area from this zip.

Typical home value $174,102 as of Sep 2026
+7.5%year on year

Typical home value — 48659

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48659 $174,102 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48659$174,102
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 48610 Alger 3,300 — $159,074
8.0 48749 Omer 1,271 — $163,794
8.2 48658 Standish 4,694 — $165,329
10.1 48613 Bentley 1,081 — $200,826
10.5 48766 Twining 1,328 — $165,356
11.9 48756 Prescott 4,060 — $113,148
15.0 48650 Pinconning 6,510 — $187,820
17.0 48770 Whittemore 1,843 — $138,894
17.0 48652 Rhodes 1,832 — $215,967
17.5 48765 Turner 535 — $171,886
19.0 48703 Au Gres 3,105 — $155,235

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.