Zip lookup · MI

49099
White Pigeon, Michigan.

White Pigeon, Saint Joseph County, MI · Sturgis, MI metro · population 5,942

What it costs per month · 49099 $1,258/mo

to buy the typical home at today's mortgage rate — +$712 (+130%) since Jan 2020.

What the home itself did
1 year
Up $11,253 +5%
$228,368$239,621 since Sep 2025
5 years
Up $52,566 +28%
$187,056$239,621 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49099 $1,258 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49099$1,258
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 49099 rose 4.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Saint Joseph County, MI 82% · Cass County, MI 18%

Zillow also publishes an index for the city itself: White Pigeon, MI — measured over the city limits, which is a different area from this zip.

Typical home value $239,621 as of Sep 2026
+4.9%year on year

Typical home value — 49099

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49099 $239,621 Sturgis $219,689 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49099$239,621
  • Sturgis$219,689
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 49042 Constantine 4,564 — $215,914
8.1 46540 Middlebury 12,993 — $377,516
8.3 46565 Shipshewana 9,014 — $411,860
8.7 46507 Bristol 9,991 — $338,906
9.6 49130 Union 1,258 — $374,106
9.9 49061 Jones 1,799 — $248,890
12.0 49091 Sturgis 19,337 — $210,436
12.2 49032 Centreville 3,287 — $239,255
12.7 49093 Three Rivers 18,433 $1,300 $230,802
13.5 49095 Vandalia 2,432 — $349,770
14.0 46528 Goshen 26,248 $1,201 $309,516
16.1 46516 Elkhart 31,871 $1,171 $189,846
16.2 46514 Elkhart 42,389 $1,288 $250,777
16.8 46571 Topeka 6,315 — $417,157
17.3 49067 Marcellus 3,974 — $249,163
17.4 46746 Howe 4,697 — $264,917
17.8 49031 Cassopolis 7,869 — $275,941
17.8 46543 Millersburg 4,741 — $420,782
18.2 49030 Burr Oak 2,650 — $204,760
18.5 49112 Edwardsburg 10,544 — $304,217
18.9 49072 Mendon 2,937 — $211,086
19.0 46761 Lagrange 12,032 — $302,721
19.7 46526 Goshen 33,668 $1,248 $268,002

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.