Zip lookup · MI

49274
Reading, Michigan.

Reading, Hillsdale County, MI · Hillsdale, MI metro · population 3,679

What it costs per month · 49274 $1,010/mo

to buy the typical home at today's mortgage rate — +$501 (+98%) since Jan 2020.

What the home itself did
1 year
Up $7,258 +4%
$185,188$192,446 since Sep 2025
5 years
Up $14,321 +8%
$178,125$192,446 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49274 $1,010 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49274$1,010
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 45 years.

Typical home values in zip 49274 rose 3.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Hillsdale County, MI 84% · Branch County, MI 16%

Zillow also publishes an index for the city itself: Reading, MI — measured over the city limits, which is a different area from this zip.

Typical home value $192,446 as of Sep 2026
+3.9%year on year

Typical home value — 49274

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49274 $192,446 Hillsdale $213,792 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49274$192,446
  • Hillsdale$213,792
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.5 49255 Montgomery 2,072 — $170,770
7.8 49227 Allen 1,287 — $211,256
8.3 49232 Camden 2,790 — $248,939
8.3 49242 Hillsdale 14,750 — $204,895
9.3 49082 Quincy 6,678 — $226,010
11.2 49266 Osseo 2,982 — $204,967
11.4 46737 Fremont 7,402 — $379,729
13.9 49252 Litchfield 2,556 — $190,398
14.2 49036 Coldwater 24,826 $1,282 $217,468
14.5 49250 Jonesville 5,653 — $212,414
16.0 49271 Pittsford 2,280 — $202,045
16.0 43554 Pioneer 2,037 — $178,417
17.1 43518 Edon 2,897 — $209,632
17.3 43543 Montpelier 7,401 — $156,562
17.5 49262 North Adams 1,258 — $182,381
17.9 46703 Angola 18,572 $1,090 $319,433
18.5 49288 Waldron 1,483 — $153,129
19.4 43501 Alvordton 715 — $178,550

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.