Zip lookup · MI

49682
Suttons Bay, Michigan.

Suttons Bay, Leelanau County, MI · Traverse City, MI metro · population 4,699

What it costs per month · 49682 $3,377/mo

to buy the typical home at today's mortgage rate — +$1,846 (+121%) since Jan 2020.

What the home itself did
1 year
Up $5,801 +1%
$637,505$643,305 since Sep 2025
5 years
Up $74,611 +13%
$568,694$643,305 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 49682 $3,377 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 49682$3,377
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 28 years.

Typical home values in zip 49682 rose 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Suttons Bay, MI — measured over the city limits, which is a different area from this zip.

Typical home value $643,305 as of Sep 2026
+0.9%year on year

Typical home value — 49682

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 49682 $643,305 Traverse City $419,457 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 49682$643,305
  • Traverse City$419,457
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.9 49653 Lake Leelanau 1,766 — $853,569
6.0 49674 Omena 215 — $1,075,589
9.9 49670 Northport 1,784 — $817,350
10.1 49621 Cedar 3,483 — $529,175
11.9 49686 Traverse City 25,492 $1,945 $399,620
12.6 49684 Traverse City 21,585 $1,994 $487,847
13.5 49629 Elk Rapids 2,038 — $509,684
13.8 49664 Maple City 2,332 — $621,661
15.0 49648 Kewadin 2,577 — $843,727
17.5 49630 Empire 1,390 — $621,751
17.8 49654 Leland 691 — $1,333,802
18.3 49636 Glen Arbor 643 — $685,721
18.9 49690 Williamsburg 6,657 $1,830 $476,155
19.6 49685 Traverse City 21,308 $1,740 $433,706

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.