51044
Oto, Iowa.
Oto, Woodbury County, IA · Sioux City, IA-NE-SD metro · population 165
to buy the typical home at today's mortgage rate — +$375 (+74%) since Feb 2022.
- 1 year
- Up $8,159 +5%
- $159,925$168,084 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 51044$882
- United States$1,922
Typical home values in zip 51044 rose 5.1% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Oto, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 51044
Mid-tier homes, smoothed and seasonally adjusted.
- 51044$168,084
- Sioux City$224,094
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.0 | 51056 | Smithland | 346 | — | $164,903 |
| 5.2 | 51004 | Anthon | 858 | — | $190,562 |
| 8.9 | 51026 | Hornick | 910 | — | $241,439 |
| 10.0 | 51019 | Danbury | 448 | — | $197,288 |
| 11.6 | 51034 | Mapleton | 1,674 | — | $172,170 |
| 12.8 | 51039 | Moville | 2,845 | — | $268,144 |
| 13.0 | 51016 | Correctionville | 1,080 | — | $170,708 |
| 14.4 | 51010 | Castana | 425 | — | $201,100 |
| 15.5 | 51007 | Bronson | 691 | — | $286,951 |
| 15.6 | 51006 | Battle Creek | 1,287 | — | $147,522 |
| 18.1 | 51063 | Whiting | 1,072 | — | $181,872 |
| 18.6 | 51055 | Sloan | 1,346 | — | $242,279 |
| 19.4 | 51048 | Pierson | 435 | — | $167,899 |
| 19.6 | 51030 | Lawton | 1,468 | — | $338,498 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.