52032
Bernard, Iowa.
Bernard, Jackson County, IA · Dubuque, IA metro · population 1,305
to buy the typical home at today's mortgage rate — +$824 (+115%) since Jan 2020.
- 1 year
- Up $19,517 +7%
- $274,147$293,664 since Sep 2025
- 5 years
- Up $79,641 +37%
- $214,023$293,664 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 52032$1,541
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 52032 rose 7.1% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Dubuque County, IA 47% · Jackson County, IA 46% · Jones County, IA 7%
Zillow also publishes an index for the city itself: Bernard, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 52032
Mid-tier homes, smoothed and seasonally adjusted.
- 52032$293,664
- Dubuque$277,234
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.3 | 52079 | Zwingle | 995 | — | $386,770 |
| 8.1 | 52033 | Cascade | 3,292 | — | $294,551 |
| 9.4 | 52068 | Peosta | 5,280 | — | $441,775 |
| 11.0 | 52054 | La Motte | 794 | — | $365,229 |
| 11.7 | 52309 | Monmouth | 443 | — | $268,156 |
| 12.2 | 52045 | Epworth | 2,777 | — | $326,525 |
| 12.5 | 52321 | Onslow | 395 | — | $220,744 |
| 13.2 | 52003 | Dubuque | 13,796 | $1,175 | $337,855 |
| 13.5 | 52046 | Farley | 3,129 | — | $312,697 |
| 13.6 | 52207 | Baldwin | 256 | — | $272,548 |
| 15.4 | 52060 | Maquoketa | 8,007 | — | $200,428 |
| 15.7 | 52078 | Worthington | 870 | — | $319,587 |
| 15.9 | 52030 | Andrew | 423 | — | $159,206 |
| 16.6 | 52002 | Dubuque | 17,005 | $1,035 | $348,292 |
| 17.2 | 52039 | Durango | 1,079 | — | $400,514 |
| 17.7 | 52212 | Center Junction | 601 | — | $198,702 |
| 17.9 | 52362 | Wyoming | 816 | — | $174,315 |
| 18.3 | 52031 | Bellevue | 5,403 | — | $317,330 |
| 18.8 | 52310 | Monticello | 6,450 | — | $240,373 |
| 19.1 | 61025 | East Dubuque | 4,294 | — | $232,092 |
| 19.4 | 52001 | Dubuque | 43,101 | $1,044 | $207,071 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.