Zip lookup · WI

53404
Racine, Wisconsin.

Racine, Racine County, WI · Racine, WI metro · population 13,703

What it costs per month · 53404 $1,027/mo

to buy the typical home at today's mortgage rate — +$627 (+157%) since Jan 2020.

What the home itself did
1 year
Up $8,887 +5%
$186,843$195,730 since Sep 2025
5 years
Up $58,837 +43%
$136,893$195,730 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 53404 $1,027 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 53404$1,027
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 53404 rose 4.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 53404 rose 4.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 53404 runs $435/mo more than renting one. The gap peaked at $452 in Aug 2026.

That is $1,503 a month against $1,068 rent: a $1,027 mortgage payment, plus $266 property tax and $210 insurance & upkeep.

Owning vs renting — zip 53404

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,250 $1,500 2025 2026 Owning all in $1,503 Renting $1,068 Mortgage only $1,027
$1,000 $1,250 $1,500 2025 2026
  • Owning all in$1,503
  • Renting$1,068
  • Mortgage only$1,027

Property tax · $266/mo 1.63% of value a year — the ACS 2020-2024 median bill over the median home value for Racine County, WI

Insurance & upkeep · $210/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Racine, WI — measured over the city limits, which is a different area from this zip.

Asking rent $1,068 as of Sep 2026
+4.9%year on year
Typical home value $195,730 as of Sep 2026
+4.8%year on year

Asking rent — 53404

Against the Racine, WI metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2025 2026 53404 $1,068 Racine $1,460 United States $1,932
$1,000 $1,250 $1,500 $1,750 2025 2026
  • 53404$1,068
  • Racine$1,460
  • United States$1,932

Typical home value — 53404

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 53404 $195,730 Racine $315,026 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 53404$195,730
  • Racine$315,026
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.2 53405 Racine 26,793 $1,458 $234,697
2.9 53402 Racine 34,850 $1,160 $304,149
3.3 53406 Racine 25,778 $1,640 $330,863
4.9 53403 Racine 27,009 $1,415 $215,132
7.3 53177 Sturtevant 8,489 — $325,570
8.1 53108 Caledonia 3,060 — $401,703
9.5 53140 Kenosha 30,238 $1,628 $260,498
9.6 53126 Franksville 7,064 — $467,533
9.6 53154 Oak Creek 37,325 $1,816 $406,559
11.0 53172 South Milwaukee 20,442 $1,148 $304,467
11.0 53144 Kenosha 26,652 $1,537 $331,969
12.3 53182 Union Grove 9,821 $1,695 $414,027
13.4 53110 Cudahy 17,853 $1,464 $287,431
13.4 53132 Franklin 35,433 $1,737 $439,923
13.6 53143 Kenosha 20,889 $1,480 $258,356
15.1 53235 Saint Francis 9,004 $1,460 $280,791
15.2 53221 Milwaukee 38,044 $1,238 $288,779
15.5 53207 Milwaukee 34,313 $1,714 $303,386
15.7 53129 Greendale 14,570 $1,072 $382,877
16.0 53142 Kenosha 34,144 $1,882 $331,367
16.3 53139 Kansasville 2,523 — $383,020
16.6 53158 Pleasant Prairie 18,420 $1,775 $460,665
17.0 53220 Milwaukee 27,782 $1,690 $297,415
17.5 53130 Hales Corners 7,712 $1,586 $401,566
17.8 53104 Bristol 5,826 $1,850 $456,657
18.0 53215 Milwaukee 58,146 $1,072 $221,399
18.3 53150 Muskego 26,259 — $525,298
18.6 53228 Milwaukee 15,121 — $356,504
18.8 53219 Milwaukee 34,764 $1,371 $269,511
18.9 53204 Milwaukee 39,996 $1,503 $159,038

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.