54020
Osceola, Wisconsin.
Osceola, Polk County, WI · population 7,687
to buy the typical home at today's mortgage rate — +$1,013 (+115%) since Jan 2020.
- 1 year
- Up $10,036 +3%
- $350,327$360,364 since Sep 2025
- 5 years
- Up $61,162 +20%
- $299,202$360,364 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 54020$1,891
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 54020 rose 2.9% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Polk County, WI 99% · Saint Croix County, WI 1%
Zillow also publishes an index for the city itself: Osceola, WI — measured over the city limits, which is a different area from this zip.
Typical home value — 54020
Mid-tier homes, smoothed and seasonally adjusted.
- 54020$360,364
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.3 | 54009 | Dresser | 2,739 | — | $343,581 |
| 6.8 | 54026 | Star Prairie | 2,361 | — | $389,115 |
| 8.2 | 55074 | Shafer | 2,393 | — | $366,590 |
| 8.5 | 55073 | Scandia | 4,169 | — | $547,350 |
| 9.7 | 55047 | Marine On Saint Croix | 2,244 | — | $627,163 |
| 9.7 | 54025 | Somerset | 7,612 | — | $416,709 |
| 11.9 | 55045 | Lindstrom | 7,846 | $1,400 | $393,382 |
| 12.8 | 55084 | Taylors Falls | 1,975 | — | $350,991 |
| 12.8 | 54017 | New Richmond | 20,366 | $1,642 | $379,060 |
| 12.9 | 55013 | Chisago City | 7,015 | — | $435,833 |
| 13.0 | 55012 | Center City | 2,087 | — | $401,288 |
| 13.4 | 54001 | Amery | 7,906 | — | $341,246 |
| 14.6 | 54824 | Centuria | 1,950 | — | $311,274 |
| 15.2 | 54024 | Saint Croix Falls | 5,035 | — | $333,781 |
| 15.3 | 54082 | Houlton | 2,190 | — | $542,517 |
| 15.7 | 54007 | Deer Park | 1,175 | — | $339,406 |
| 16.9 | 55082 | Stillwater | 36,277 | $2,216 | $531,550 |
| 17.7 | 55038 | Hugo | 25,061 | $2,456 | $456,753 |
| 18.0 | 55025 | Forest Lake | 25,891 | $1,573 | $438,887 |
| 18.1 | 54810 | Balsam Lake | 2,849 | — | $415,919 |
| 19.0 | 54858 | Milltown | 1,636 | — | $302,533 |
| 19.5 | 55003 | Bayport | 3,905 | — | $439,501 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.