Zip lookup · WI

54558
Saint Germain, Wisconsin.

Saint Germain, Vilas County, WI · population 2,262

What it costs per month · 54558 $2,054/mo

to buy the typical home at today's mortgage rate — +$1,049 (+104%) since Jan 2020.

What the home itself did
1 year
Up $22,457 +6%
$368,863$391,320 since Sep 2025
5 years
Up $71,407 +22%
$319,913$391,320 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 54558 $2,054 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 54558$2,054
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 54558 rose 6.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Vilas County, WI 76% · Oneida County, WI 24%

Zillow also publishes an index for the city itself: Saint Germain, WI — measured over the city limits, which is a different area from this zip.

Typical home value $391,320 as of Sep 2026
+6.1%year on year

Typical home value — 54558

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 54558 $391,320 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 54558$391,320
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.3 54560 Sayner 561 — $309,106
8.7 54568 Woodruff 4,854 — $326,411
8.9 54539 Lake Tomahawk 1,356 — $348,947
11.7 54521 Eagle River 8,551 — $389,009
14.2 54519 Conover 1,309 — $361,934
14.4 54512 Boulder Junction 1,461 — $420,783
16.4 54548 Minocqua 5,676 — $420,538
16.9 54540 Land O'Lakes 971 — $346,466
18.5 54531 Hazelhurst 1,385 — $380,147
18.7 54529 Harshaw 1,220 — $339,291
19.7 54501 Rhinelander 21,405 $1,164 $263,285

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.