Zip lookup · WI

54964
Utica, Wisconsin.

Utica, Winnebago County, WI · Oshkosh-Neenah, WI metro · population 974

What it costs per month · 54964 $1,829/mo

to buy the typical home at today's mortgage rate — +$969 (+113%) since Jan 2020.

What the home itself did
1 year
Up $17,515 +5%
$330,910$348,425 since Sep 2025
5 years
Up $69,769 +25%
$278,656$348,425 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 54964 $1,829 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 54964$1,829
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 54964 rose 5.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Winnebago County, WI 73% · Fond du Lac County, WI 27%

Zillow also publishes an index for the city itself: Utica, WI — measured over the city limits, which is a different area from this zip.

Typical home value $348,425 as of Sep 2026
+5.3%year on year

Typical home value — 54964

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 54964 $348,425 Oshkosh $304,490 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 54964$348,425
  • Oshkosh$304,490
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.1 54971 Ripon 10,907 — $262,173
7.8 54932 Eldorado 1,218 — $351,823
8.6 54904 Oshkosh 22,273 $2,200 $364,201
9.1 54963 Omro 7,271 — $292,385
9.2 54902 Oshkosh 22,243 $1,250 $235,022
9.6 54979 Van Dyne 2,037 — $362,908
9.9 54974 Rosendale 1,415 — $319,801
13.0 53919 Brandon 2,292 — $312,157
13.1 54927 Butte Des Morts 540 — $328,736
13.5 54923 Berlin 8,793 — $254,488
13.6 54901 Oshkosh 37,294 $1,223 $229,817
14.1 54986 Winneconne 5,394 — $358,287
14.3 54941 Green Lake 2,563 — $469,669
17.3 54935 Fond Du Lac 41,613 $1,120 $236,619
17.9 53065 Oakfield 2,351 — $334,252
17.9 54937 Fond Du Lac 21,687 $1,368 $346,299
19.6 54947 Larsen 2,323 — $356,131
19.6 53963 Waupun 13,952 — $269,641

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.