Zip lookup · MN

55972
Saint Charles, Minnesota.

Saint Charles, Winona County, MN · Winona, MN metro · population 5,434

What it costs per month · 55972 $1,834/mo

to buy the typical home at today's mortgage rate — +$997 (+119%) since Jan 2020.

What the home itself did
1 year
Up $15,284 +5%
$334,046$349,330 since Sep 2025
5 years
Up $82,155 +31%
$267,175$349,330 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 55972 $1,834 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 55972$1,834
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 55972 rose 4.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Winona County, MN 74% · Olmsted County, MN 26%

Zillow also publishes an index for the city itself: Saint Charles, MN — measured over the city limits, which is a different area from this zip.

Typical home value $349,330 as of Sep 2026
+4.6%year on year

Typical home value — 55972

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 55972 $349,330 Winona $282,829 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 55972$349,330
  • Winona$282,829
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 55929 Dover 1,383 — $357,995
7.0 55979 Utica 1,053 — $388,884
10.3 55910 Altura 1,171 — $306,421
10.6 55969 Rollingstone 1,169 — $318,243
10.7 55934 Eyota 3,466 — $361,228
10.9 55952 Lewiston 2,585 — $307,378
12.0 55923 Chatfield 4,375 — $353,464
12.9 55964 Plainview 4,400 — $305,104
15.6 55959 Minnesota City 1,889 — $310,628
15.9 55932 Elgin 1,999 — $361,028
17.5 55935 Fountain 1,006 — $353,197
17.5 55904 Rochester 29,639 $1,647 $290,544
18.9 55945 Kellogg 1,321 — $355,734
19.0 55971 Rushford 3,018 — $279,341
19.1 55906 Rochester 20,437 $1,542 $395,962
19.1 55962 Peterson 756 — $351,500

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.