Zip lookup · MN

56340
Holdingford, Minnesota.

Holdingford, Stearns County, MN · St. Cloud, MN metro · population 2,309

What it costs per month · 56340 $1,846/mo

to buy the typical home at today's mortgage rate — +$1,079 (+141%) since Jan 2020.

What the home itself did
1 year
Up $16,893 +5%
$334,734$351,627 since Sep 2025
5 years
Up $93,508 +36%
$258,119$351,627 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 56340 $1,846 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 56340$1,846
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 56340 rose 5.0% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Stearns County, MN 72% · Morrison County, MN 28%

Zillow also publishes an index for the city itself: Holdingford, MN — measured over the city limits, which is a different area from this zip.

Typical home value $351,627 as of Sep 2026
+5.0%year on year

Typical home value — 56340

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 56340 $351,627 St. Cloud $310,763 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 56340$351,627
  • St. Cloud$310,763
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.0 56314 Bowlus 1,393 — $353,658
6.9 56384 Upsala 303 — $206,480
8.4 56310 Avon 5,431 — $376,829
9.2 56375 Saint Stephen 694 — $297,889
11.1 56307 Albany 5,385 — $352,410
11.8 56374 Saint Joseph 10,029 — $331,448
12.1 56331 Freeport 2,057 — $375,209
12.3 56373 Royalton 3,329 — $361,217
12.7 56318 Burtrum 1,191 — $341,365
13.2 56377 Sartell 21,063 $1,460 $336,629
13.4 56367 Rice 7,209 — $352,285
13.5 56382 Swanville 1,365 — $322,720
15.8 56336 Grey Eagle 1,566 — $369,298
17.0 56303 Saint Cloud 25,827 $949 $237,998
17.7 56345 Little Falls 15,008 — $281,744
18.4 56387 Waite Park 7,756 $1,143 $251,019
18.5 56352 Melrose 6,112 — $294,290
19.3 56379 Sauk Rapids 17,607 $1,048 $303,546

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.