Zip lookup · MN

56368
Richmond, Minnesota.

Richmond, Stearns County, MN · St. Cloud, MN metro · population 4,262

What it costs per month · 56368 $1,907/mo

to buy the typical home at today's mortgage rate — +$1,024 (+116%) since Jan 2020.

What the home itself did
1 year
Up $5,124 +1%
$358,213$363,337 since Sep 2025
5 years
Up $64,727 +22%
$298,610$363,337 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 56368 $1,907 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 56368$1,907
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 56368 rose 1.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Richmond, MN — measured over the city limits, which is a different area from this zip.

Typical home value $363,337 as of Sep 2026
+1.4%year on year

Typical home value — 56368

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 56368 $363,337 St. Cloud $310,763 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 56368$363,337
  • St. Cloud$310,763
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.0 56320 Cold Spring 8,482 — $366,057
9.1 56362 Paynesville 5,773 — $319,648
9.9 56369 Rockville 582 — $258,795
10.0 55329 Eden Valley 2,219 — $285,373
11.6 55389 Watkins 2,384 — $321,108
12.3 56307 Albany 5,385 — $352,410
13.4 56310 Avon 5,431 — $376,829
14.1 55353 Kimball 3,361 — $353,769
14.3 56374 Saint Joseph 10,029 — $331,448
14.6 56301 Saint Cloud 35,580 $1,319 $307,929
15.5 56387 Waite Park 7,756 $1,143 $251,019
17.0 56331 Freeport 2,057 — $375,209
18.0 56303 Saint Cloud 25,827 $949 $237,998
18.7 56352 Melrose 6,112 — $294,290
19.1 55382 South Haven 3,691 — $405,334
19.8 56377 Sartell 21,063 $1,460 $336,629

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.