Zip lookup · IL

60098
Woodstock, Illinois.

Woodstock, McHenry County, IL · Chicago-Naperville-Elgin, IL-IN-WI metro · population 33,130

What it costs per month · 60098 $1,793/mo

to buy the typical home at today's mortgage rate — +$1,015 (+130%) since Jan 2020.

What the home itself did
1 year
Up $13,714 +4%
$327,858$341,571 since Sep 2025
5 years
Up $86,775 +34%
$254,796$341,571 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 60098 $1,793 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 60098$1,793
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 60098 rose 4.2% over the past year — faster than the nation's +1.2%.

Asking rents in zip 60098 rose 2.7% over the past year — in step with the nation.

Owning the typical home in zip 60098 runs $1,357/mo more than renting one — the widest that gap has been in this data.

That is $2,831 a month against $1,474 rent: a $1,793 mortgage payment, plus $672 property tax and $366 insurance & upkeep.

Owning vs renting — zip 60098

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 2025 2026 Owning all in $2,831 Renting $1,474 Mortgage only $1,793
$1,500 $2,000 $2,500 2025 2026
  • Owning all in$2,831
  • Renting$1,474
  • Mortgage only$1,793

Property tax · $672/mo 2.36% of value a year — the ACS 2020-2024 median bill over the median home value for McHenry County, IL

Insurance & upkeep · $366/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Woodstock, IL — measured over the city limits, which is a different area from this zip.

Asking rent $1,474 as of Sep 2026
+2.7%year on year
Typical home value $341,571 as of Sep 2026
+4.2%year on year

Asking rent — 60098

Against the Chicago-Naperville-Elgin, IL-IN-WI metro and the national benchmark.

$1,500 $1,750 $2,000 2025 2026 60098 $1,474 Chicago $2,163 United States $1,932
$1,500 $1,750 $2,000 2025 2026
  • 60098$1,474
  • Chicago$2,163
  • United States$1,932

Typical home value — 60098

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 60098 $341,571 Chicago $355,650 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 60098$341,571
  • Chicago$355,650
  • United States$366,157

Within 20 miles

Showing 30 of 38 zips in range — sorting picks from all 38.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
6.8 60097 Wonder Lake 11,983 — $294,105
7.7 60180 Union 1,831 — $432,848
8.3 60012 Crystal Lake 12,368 — $486,409
8.3 60050 Mchenry 31,781 $1,851 $313,516
9.3 60014 Crystal Lake 48,590 $1,963 $368,086
9.4 60034 Hebron 2,033 — $324,073
9.5 60072 Ringwood 870 — $505,691
10.3 60142 Huntley 29,692 $2,550 $428,019
10.4 60033 Harvard 12,999 — $279,301
10.5 60152 Marengo 12,417 — $365,674
10.8 60156 Lake In The Hills 28,800 $2,184 $377,901
12.0 60051 Mchenry 24,621 $1,974 $332,477
12.2 60071 Richmond 3,851 $1,300 $393,901
13.4 60013 Cary 26,694 $2,583 $382,573
13.4 60102 Algonquin 32,286 $2,370 $415,406
13.6 60042 Island Lake 8,347 — $307,064
14.8 60081 Spring Grove 9,088 — $425,415
14.9 61038 Garden Prairie 1,274 — $331,016
15.2 60021 Fox River Grove 4,996 $2,100 $362,104
15.3 60020 Fox Lake 10,970 $1,600 $267,418
15.4 53128 Genoa City 9,030 — $328,264
15.7 60136 Gilberts 8,777 — $418,068
15.8 60041 Ingleside 9,024 — $308,646
16.2 53125 Fontana 1,898 — $687,052
16.2 53184 Walworth 4,169 — $400,627
16.2 61012 Capron 2,264 — $272,872
16.4 60110 Carpentersville 38,558 $2,297 $294,633
16.7 60084 Wauconda 17,192 — $366,979
16.8 60118 Dundee 15,892 $2,419 $419,336
17.0 53147 Lake Geneva 18,638 $2,498 $455,102

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.