Zip lookup · IL

60435
Joliet, Illinois.

Joliet, Will County, IL · Chicago-Naperville-Elgin, IL-IN-WI metro · population 48,167

What it costs per month · 60435 $1,452/mo

to buy the typical home at today's mortgage rate — +$777 (+115%) since Jan 2020.

What the home itself did
1 year
Up $4,973 +2%
$271,683$276,656 since Sep 2025
5 years
Up $61,812 +29%
$214,845$276,656 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 60435 $1,452 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 60435$1,452
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 60435 rose 1.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 60435 rose 5.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 60435 runs $739/mo more than renting one. The gap peaked at $802 in Nov 2023.

That is $2,266 a month against $1,526 rent: a $1,452 mortgage payment, plus $517 property tax and $296 insurance & upkeep.

Owning vs renting — zip 60435

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2022 2023 2024 2025 2026 Owning all in $2,266 Renting $1,526 Mortgage only $1,452
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,266
  • Renting$1,526
  • Mortgage only$1,452

Property tax · $517/mo 2.24% of value a year — the ACS 2020-2024 median bill over the median home value for Will County, IL

Insurance & upkeep · $296/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Joliet, IL — measured over the city limits, which is a different area from this zip.

Asking rent $1,526 as of Sep 2026
+5.5%year on year
Typical home value $276,656 as of Sep 2026
+1.8%year on year

Asking rent — 60435

Against the Chicago-Naperville-Elgin, IL-IN-WI metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2022 2023 2024 2025 2026 60435 $1,526 Chicago $2,163 United States $1,932
$1,250 $1,500 $1,750 $2,000 2022 2024 2026
  • 60435$1,526
  • Chicago$2,163
  • United States$1,932

Typical home value — 60435

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 60435 $276,656 Chicago $355,650 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 60435$276,656
  • Chicago$355,650
  • United States$366,157

Within 20 miles

Showing 30 of 60 zips in range — sorting picks from all 60.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.5 60403 Crest Hill 18,371 $2,010 $282,628
3.8 60436 Joliet 19,423 $2,098 $227,031
4.1 60431 Joliet 27,138 $2,700 $354,149
4.6 60432 Joliet 20,465 — $208,488
5.2 60441 Lockport 36,844 $2,192 $365,452
5.5 60404 Shorewood 20,385 — $416,478
5.5 60433 Joliet 16,382 $1,395 $211,926
5.6 60586 Plainfield 47,834 $3,147 $392,406
6.3 60446 Romeoville 41,672 $2,073 $323,035
6.6 60544 Plainfield 27,306 $2,595 $390,650
9.1 60490 Bolingbrook 22,156 $3,854 $496,231
9.1 60451 New Lenox 37,361 $2,549 $456,915
9.3 60585 Plainfield 25,960 $3,898 $561,152
9.6 60491 Homer Glen 22,757 — $531,357
9.6 60421 Elwood 3,649 — $320,882
9.7 60410 Channahon 14,239 — $387,325
10.9 60447 Minooka 16,102 — $373,465
11.1 60440 Bolingbrook 51,940 $2,673 $331,144
11.9 60564 Naperville 47,016 $2,801 $693,464
12.1 60439 Lemont 24,192 $2,231 $593,921
12.2 60448 Mokena 24,405 — $451,800
12.8 60565 Naperville 40,483 $2,312 $615,786
13.0 60467 Orland Park 24,398 — $483,992
13.0 60503 Aurora 16,789 $2,661 $416,766
13.1 60543 Oswego 43,047 $2,447 $420,426
13.7 60442 Manhattan 13,753 — $399,412
14.2 60517 Woodridge 33,156 $1,636 $412,216
15.1 60504 Aurora 39,358 $2,266 $353,422
15.1 60540 Naperville 42,252 $2,272 $643,086
15.4 60487 Tinley Park 26,043 $3,196 $398,088

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.