Zip lookup · MO

64012
Belton, Missouri.

Belton, Cass County, MO · Kansas City, MO-KS metro · population 29,304

What it costs per month · 64012 $1,513/mo

to buy the typical home at today's mortgage rate — +$831 (+122%) since Jan 2020.

What the home itself did
1 year
Up $12,655 +5%
$275,527$288,183 since Sep 2025
5 years
Up $57,655 +25%
$230,528$288,183 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 64012 $1,513 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 64012$1,513
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 64012 rose 4.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 64012 rose 7.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 64012 runs $299/mo more than renting one. The gap peaked at $414 in Oct 2023.

That is $2,027 a month against $1,728 rent: a $1,513 mortgage payment, plus $206 property tax and $309 insurance & upkeep.

Owning vs renting — zip 64012

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,027 Renting $1,728 Mortgage only $1,513
$1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,027
  • Renting$1,728
  • Mortgage only$1,513

Property tax · $206/mo 0.86% of value a year — the ACS 2020-2024 median bill over the median home value for Cass County, MO

Insurance & upkeep · $309/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Belton, MO — measured over the city limits, which is a different area from this zip.

Asking rent $1,728 as of Sep 2026
+7.1%year on year
Typical home value $288,183 as of Sep 2026
+4.6%year on year

Asking rent — 64012

Against the Kansas City, MO-KS metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2019 2020 2021 2022 2023 2024 2025 2026 64012 $1,728 Kansas City $1,534 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 64012$1,728
  • Kansas City$1,534
  • United States$1,932

Typical home value — 64012

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 64012 $288,183 Kansas City $324,887 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 64012$288,183
  • Kansas City$324,887
  • United States$366,157

Within 20 miles

Showing 30 of 64 zips in range — sorting picks from all 64.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.2 66085 Stilwell 11,486 — $671,100
5.6 64083 Raymore 26,201 $1,742 $362,410
6.3 64146 Kansas City 1,278 — $287,982
6.5 64030 Grandview 26,422 $1,357 $218,442
6.5 66224 Overland Park 12,683 $1,424 $813,476
6.8 64145 Kansas City 4,965 — $418,662
7.0 64149 Kansas City 418 — $523,029
7.4 64078 Peculiar 9,853 $1,415 $360,589
8.0 66223 Overland Park 24,747 $1,985 $501,274
8.3 66013 Bucyrus 2,735 — $718,592
8.9 66209 Leawood 20,413 $1,442 $691,504
9.6 64082 Lees Summit 20,068 $1,696 $465,756
9.6 66221 Overland Park 25,550 $1,857 $810,991
9.8 64734 Cleveland 2,318 — $433,690
9.9 64137 Kansas City 9,422 $1,603 $224,789
10.4 66211 Leawood 5,791 $2,056 $799,648
10.4 64134 Kansas City 22,964 $1,467 $172,141
11.2 66213 Overland Park 30,539 $1,795 $559,531
11.3 64081 Lees Summit 25,305 $1,788 $421,476
11.7 64131 Kansas City 21,942 $1,226 $252,437
11.9 64114 Kansas City 24,229 $1,526 $295,888
12.3 66206 Leawood 12,153 $2,480 $769,928
12.4 66210 Overland Park 20,347 $1,719 $453,544
12.6 66207 Overland Park 15,739 $1,962 $513,749
12.7 64746 Freeman 1,502 — $329,087
12.9 66062 Olathe 78,841 $1,782 $438,087
13.1 64138 Kansas City 23,805 $1,599 $204,411
13.5 66212 Overland Park 32,917 $1,836 $358,538
13.6 64132 Kansas City 12,084 $1,246 $109,387
13.7 64063 Lees Summit 21,863 $1,574 $302,428

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.