Zip lookup · NE

68038
Oakland, Nebraska.

Oakland, Burt County, NE · population 1,398

What it costs per month · 68038 $990/mo

to buy the typical home at today's mortgage rate — +$621 (+168%) since Jan 2020.

What the home itself did
1 year
Up $13,525 +8%
$175,183$188,708 since Sep 2025
5 years
Up $64,783 +52%
$123,925$188,708 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 68038 $990 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 68038$990
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 68038 rose 7.7% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Burt County, NE 95% · Cuming County, NE 3% · Thurston County, NE 2%

Zillow also publishes an index for the city itself: Oakland, NE — measured over the city limits, which is a different area from this zip.

Typical home value $188,708 as of Sep 2026
+7.7%year on year

Typical home value — 68038

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 68038 $188,708 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 68038$188,708
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.2 68045 Oakland 2,028 — $193,352
9.7 68020 Decatur 644 — $147,907
10.3 68004 Bancroft 922 — $245,067
12.6 68019 Craig 386 — $251,563
16.0 68061 Tekamah 2,268 — $204,460
16.3 68063 Uehling 244 — $173,448
16.6 68788 West Point 4,588 — $278,394
18.0 51063 Whiting 1,072 — $181,872
18.2 68047 Pender 2,094 — $227,530
19.3 51523 Blencoe 379 — $140,537
19.6 68716 Beemer 942 — $224,150
19.8 51040 Onawa 3,500 — $157,049

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.