Zip lookup · OK

74055
Owasso, Oklahoma.

Owasso, Tulsa County, OK · Tulsa, OK metro · population 51,381

What it costs per month · 74055 $1,677/mo

to buy the typical home at today's mortgage rate — +$895 (+115%) since Jan 2020.

What the home itself did
1 year
Up $6,304 +2%
$313,125$319,429 since Sep 2025
5 years
Up $64,864 +25%
$254,565$319,429 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 74055 $1,677 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 74055$1,677
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 74055 rose 2.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 74055 rose 2.9% over the past year — in step with the nation.

Owning the typical home in zip 74055 runs $875/mo more than renting one. The gap peaked at $916 in May 2024.

That is $2,250 a month against $1,375 rent: a $1,677 mortgage payment, plus $231 property tax and $342 insurance & upkeep.

Owning vs renting — zip 74055

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $2,250 Renting $1,375 Mortgage only $1,677
$1,000 $1,500 $2,000 2018 2022 2026
  • Owning all in$2,250
  • Renting$1,375
  • Mortgage only$1,677

Property tax · $231/mo 0.87% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $342/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Tulsa County, OK 54% · Rogers County, OK 46%

Zillow also publishes an index for the city itself: Owasso, OK — measured over the city limits, which is a different area from this zip.

Asking rent $1,375 as of Sep 2026
+2.9%year on year
Typical home value $319,429 as of Sep 2026
+2.0%year on year

Asking rent — 74055

Against the Tulsa, OK metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2018 2019 2020 2021 2022 2023 2024 2025 2026 74055 $1,375 Tulsa $1,375 United States $1,932
$1,000 $1,250 $1,500 $1,750 2018 2022 2026
  • 74055$1,375
  • Tulsa$1,375
  • United States$1,932

Typical home value — 74055

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 74055 $319,429 Tulsa $251,771 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 74055$319,429
  • Tulsa$251,771
  • United States$366,157

Within 20 miles

Showing 30 of 38 zips in range — sorting picks from all 38.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
6.2 74116 Tulsa 3,617 — $197,628
7.2 74021 Collinsville 23,628 $1,598 $283,632
7.7 74115 Tulsa 24,297 $1,118 $112,652
7.9 74130 Tulsa 2,212 — $98,368
9.1 74015 Catoosa 8,676 — $281,295
9.1 74108 Tulsa 7,315 — $176,977
9.2 74128 Tulsa 13,751 $1,295 $157,271
9.7 74110 Tulsa 15,244 $1,043 $87,637
10.2 74112 Tulsa 21,386 $1,292 $179,828
10.8 74129 Tulsa 18,382 $1,418 $194,213
10.9 74073 Sperry 5,881 — $276,768
10.9 74106 Tulsa 15,655 $1,266 $109,379
11.6 74134 Tulsa 23,323 $1,409 $262,008
11.7 74104 Tulsa 12,806 $1,460 $235,903
11.9 74053 Oologah 5,375 — $299,342
11.9 74019 Claremore 21,023 $1,728 $290,202
12.2 74126 Tulsa 9,920 $1,238 $88,365
12.4 74120 Tulsa 5,195 $1,428 $284,590
12.5 74146 Tulsa 16,507 $1,068 $185,340
12.6 74114 Tulsa 15,944 $1,490 $276,619
12.9 74103 Tulsa 2,450 $1,397 —
13.0 74145 Tulsa 18,196 $1,201 $226,224
13.3 74119 Tulsa 3,670 $1,373 $168,162
13.7 74135 Tulsa 20,138 $1,449 $269,851
14.4 74127 Tulsa 16,324 $1,219 $134,454
14.8 74105 Tulsa 26,951 $1,473 $291,497
15.5 74012 Broken Arrow 65,060 $1,532 $266,341
15.6 74017 Claremore 29,206 $1,313 $232,382
16.0 74070 Skiatook 15,447 $918 $277,927
16.4 74136 Tulsa 31,416 $898 $268,109

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.