74604
Ponca City, Oklahoma.
Ponca City, Kay County, OK · Ponca City, OK metro · population 12,189
to buy the typical home at today's mortgage rate — +$602 (+108%) since Jan 2020.
- 1 year
- Up $9,668 +5%
- $211,406$221,074 since Sep 2025
- 5 years
- Up $39,358 +22%
- $181,716$221,074 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 74604$1,160
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in zip 74604 rose 4.6% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Kay County, OK 51% · Osage County, OK 49%
Zillow also publishes an index for the city itself: Ponca City, OK — measured over the city limits, which is a different area from this zip.
Typical home value — 74604
Mid-tier homes, smoothed and seasonally adjusted.
- 74604$221,074
- Ponca City$116,038
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.1 | 74601 | Ponca City | 18,916 | $665 | $91,737 |
| 10.8 | 74641 | Kaw City | 552 | — | $160,032 |
| 11.6 | 74644 | Marland | 597 | — | $138,831 |
| 15.2 | 74647 | Newkirk | 3,534 | — | $135,923 |
| 18.1 | 74637 | Fairfax | 1,510 | — | $68,501 |
| 18.9 | 74651 | Red Rock | 849 | — | $132,583 |
| 19.3 | 74631 | Blackwell | 6,689 | — | $62,909 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.