Zip lookup · OK

74865
Ada, Oklahoma.

Ada, Pontotoc County, OK · Ada, OK metro · population 1,894

What it costs per month · 74865 $1,090/mo

to buy the typical home at today's mortgage rate — +$643 (+144%) since Jan 2020.

What the home itself did
1 year
Up $15,180 +8%
$192,434$207,614 since Sep 2025
5 years
Up $46,628 +29%
$160,986$207,614 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 74865 $1,090 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 74865$1,090
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 74865 rose 7.9% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Pontotoc County, OK 88% · Murray County, OK 9% · Garvin County, OK 3%

Zillow also publishes an index for the city itself: Ada, OK — measured over the city limits, which is a different area from this zip.

Typical home value $207,614 as of Sep 2026
+7.9%year on year

Typical home value — 74865

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 74865 $207,614 Ada $191,605 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 74865$207,614
  • Ada$191,605
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.