Zip lookup · TX

75023
Plano, Texas.

Plano, Collin County, TX · Dallas-Fort Worth-Arlington, TX metro · population 49,229

What it costs per month · 75023 $2,172/mo

to buy the typical home at today's mortgage rate — +$1,071 (+97%) since Jan 2020.

What the home itself did
1 year
Down $13,017 -3%
$426,762$413,745 since Sep 2025
5 years
Up $45,650 +12%
$368,095$413,745 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 75023 $2,172 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 75023$2,172
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in zip 75023 fell 3.1% over the past year — slower than the nation's +1.2%.

Asking rents in zip 75023 rose 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 75023 runs $1,266/mo more than renting one. The gap peaked at $1,650 in Oct 2023.

That is $3,160 a month against $1,894 rent: a $2,172 mortgage payment, plus $545 property tax and $443 insurance & upkeep.

Owning vs renting — zip 75023

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $3,160 Renting $1,894 Mortgage only $2,172
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,160
  • Renting$1,894
  • Mortgage only$2,172

Property tax · $545/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Collin County, TX

Insurance & upkeep · $443/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Plano, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,894 as of Sep 2026
+1.0%year on year
Typical home value $413,745 as of Sep 2026
-3.1%year on year

Asking rent — 75023

Against the Dallas-Fort Worth-Arlington, TX metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 75023 $1,894 Dallas $1,659 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 75023$1,894
  • Dallas$1,659
  • United States$1,932

Typical home value — 75023

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 75023 $413,745 Dallas $358,242 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 75023$413,745
  • Dallas$358,242
  • United States$366,157

Within 20 miles

Showing 30 of 84 zips in range — sorting picks from all 84.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.4 75025 Plano 53,202 $2,167 $545,917
2.5 75075 Plano 38,135 $1,608 $456,334
3.8 75074 Plano 53,831 $1,663 $362,198
4.6 75024 Plano 45,652 $1,777 $628,592
4.6 75013 Allen 49,796 $1,640 $645,390
4.7 75093 Plano 47,954 $1,684 $738,271
5.3 75252 Dallas 28,618 $1,213 $605,098
5.7 75080 Richardson 52,569 $1,780 $447,141
5.9 75082 Richardson 29,618 $1,652 $547,139
7.0 75248 Dallas 38,459 $1,431 $622,560
7.2 75070 Mckinney 64,078 $1,643 $470,245
7.3 75094 Plano 24,200 $3,048 $578,828
7.4 75287 Dallas 53,959 $1,238 $456,021
7.4 75035 Frisco 89,682 $2,390 $635,010
7.5 75081 Richardson 36,544 $1,607 $384,481
7.5 75034 Frisco 53,818 $1,688 $657,523
7.7 75002 Allen 75,057 $2,175 $451,769
7.9 75044 Garland 47,529 $1,506 $334,546
8.6 75254 Dallas 25,050 $1,320 $292,393
9.0 75001 Addison 16,872 $1,592 $480,062
9.2 75240 Dallas 25,290 $1,594 $392,204
9.2 75072 Mckinney 55,087 $2,411 $507,900
9.7 75251 Dallas 3,525 $1,603 —
9.9 75010 Carrollton 33,326 $1,767 $516,383
10.0 75243 Dallas 63,481 $1,076 $292,754
10.1 75007 Carrollton 54,646 $1,813 $389,375
10.3 75056 The Colony 69,628 $1,732 $477,985
10.4 75042 Garland 38,112 $1,592 $267,850
10.6 75048 Sachse 30,993 $1,699 $429,164
10.9 75244 Dallas 13,389 $1,869 $730,788

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.