Zip lookup · TX

75181
Mesquite, Texas.

Mesquite, Dallas County, TX · Dallas-Fort Worth-Arlington, TX metro · population 29,788

What it costs per month · 75181 $1,647/mo

to buy the typical home at today's mortgage rate — +$784 (+91%) since Jan 2020.

What the home itself did
1 year
Down $11,171 -3%
$324,926$313,755 since Sep 2025
5 years
Up $19,465 +7%
$294,290$313,755 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 75181 $1,647 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 75181$1,647
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 54 years.

Typical home values in zip 75181 fell 3.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 75181 rose 0.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 75181 runs $222/mo less than renting one. The gap peaked at $476 in Oct 2022.

That is $2,397 a month against $2,619 rent: a $1,647 mortgage payment, plus $414 property tax and $336 insurance & upkeep.

Owning vs renting — zip 75181

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 2022 2023 2024 2025 2026 Owning all in $2,397 Renting $2,619 Mortgage only $1,647
$1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,397
  • Renting$2,619
  • Mortgage only$1,647

Property tax · $414/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Dallas County, TX

Insurance & upkeep · $336/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Mesquite, TX — measured over the city limits, which is a different area from this zip.

Asking rent $2,619 as of Sep 2026
+0.9%year on year
Typical home value $313,755 as of Sep 2026
-3.4%year on year

Asking rent — 75181

Against the Dallas-Fort Worth-Arlington, TX metro and the national benchmark.

$1,500 $2,000 $2,500 2022 2023 2024 2025 2026 75181 $2,619 Dallas $1,659 United States $1,932
$1,500 $2,000 $2,500 2022 2024 2026
  • 75181$2,619
  • Dallas$1,659
  • United States$1,932

Typical home value — 75181

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 75181 $313,755 Dallas $358,242 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 75181$313,755
  • Dallas$358,242
  • United States$366,157

Within 20 miles

Showing 30 of 63 zips in range — sorting picks from all 63.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 75180 Balch Springs 26,455 $1,646 $214,476
4.6 75149 Mesquite 58,262 $1,835 $233,380
5.0 75253 Dallas 24,395 $1,979 $255,037
5.1 75182 Sunnyvale 8,336 — $635,968
6.0 75126 Forney 84,799 $2,085 $306,043
7.5 75217 Dallas 85,028 $1,521 $194,030
7.5 75150 Mesquite 62,738 $1,297 $248,356
8.3 75227 Dallas 58,319 $1,702 $220,969
8.4 75159 Seagoville 23,456 $1,989 $276,728
9.1 75043 Garland 63,152 $1,501 $282,150
9.9 75228 Dallas 67,714 $1,428 $271,305
10.0 75141 Hutchins 5,703 — $243,183
10.5 75114 Crandall 9,333 $1,837 $252,872
11.0 75172 Wilmer 5,806 $1,794 $214,175
11.5 75210 Dallas 7,722 $1,324 $144,903
11.6 75088 Rowlett 28,075 $1,674 $352,479
11.6 75032 Rockwall 39,865 $1,808 $524,193
11.7 75218 Dallas 22,544 $1,788 $549,854
12.0 75223 Dallas 11,994 $2,118 $250,483
12.0 75041 Garland 32,943 $1,490 $240,413
12.1 75215 Dallas 18,895 $1,539 $170,073
12.6 75241 Dallas 33,840 $1,729 $209,901
13.0 75214 Dallas 34,274 $1,529 $838,981
13.3 75216 Dallas 55,894 $1,852 $167,978
13.4 75226 Dallas 5,199 $1,583 $305,378
13.5 75246 Dallas 2,286 $1,253 $371,780
13.7 75238 Dallas 33,199 $1,196 $631,232
14.1 75125 Ferris 7,873 $2,088 $289,088
14.2 75089 Rowlett 35,619 $1,573 $369,830
14.4 75040 Garland 64,606 $1,832 $270,233

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.