76240
Gainesville, Texas.
Gainesville, Cooke County, TX · Gainesville, TX metro · population 29,419
to buy the typical home at today's mortgage rate — +$739 (+107%) since Jan 2020.
- 1 year
- Down $5,030 -2%
- $277,528$272,498 since Sep 2025
- 5 years
- Up $35,288 +15%
- $237,209$272,498 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 76240$1,430
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in zip 76240 fell 1.8% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Gainesville, TX — measured over the city limits, which is a different area from this zip.
Asking rent — 76240
Against the Gainesville, TX metro and the national benchmark.
- 76240$1,480
- Gainesville$1,568
- United States$1,932
Typical home value — 76240
Mid-tier homes, smoothed and seasonally adjusted.
- 76240$272,498
- Gainesville$318,240
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.1 | 76250 | Lindsay | 881 | — | $351,643 |
| 8.5 | 73459 | Thackerville | 1,569 | — | $233,154 |
| 12.1 | 76252 | Muenster | 2,947 | — | $342,273 |
| 13.6 | 76272 | Valley View | 5,335 | — | $465,538 |
| 15.1 | 76273 | Whitesboro | 11,229 | $1,675 | $344,233 |
| 18.0 | 76233 | Collinsville | 3,711 | — | $380,346 |
| 19.9 | 76271 | Tioga | 1,859 | — | $379,268 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.