Zip lookup · TX

76265
Saint Jo, Texas.

Saint Jo, Montague County, TX · Gainesville, TX metro · population 1,566

What it costs per month · 76265 $1,487/mo

to buy the typical home at today's mortgage rate — +$630 (+74%) since Jan 2020.

What the home itself did
1 year
Up $3,318 +1%
$280,040$283,358 since Sep 2025
5 years
Down $17,808 -6%
$301,166$283,358 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 76265 $1,487 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 76265$1,487
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 76265 rose 1.2% over the past year — in step with the nation.

This zip spans 2 counties: Montague County, TX 84% · Cooke County, TX 16%

Zillow also publishes an index for the city itself: Saint Jo, TX — measured over the city limits, which is a different area from this zip.

Typical home value $283,358 as of Sep 2026
+1.2%year on year

Typical home value — 76265

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 76265 $283,358 Gainesville $318,240 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 76265$283,358
  • Gainesville$318,240
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.8 76252 Muenster 2,947 — $342,273
10.6 76251 Montague 708 — $364,261
11.5 76255 Nocona 6,053 — $228,171
15.1 76239 Forestburg 1,341 — $461,091
15.5 73430 Burneyville 1,337 — $184,280
18.7 76250 Lindsay 881 — $351,643

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.