76689
Valley Mills, Texas.
Valley Mills, McLennan County, TX · Waco, TX metro · population 4,564
to buy the typical home at today's mortgage rate — +$986 (+133%) since Jan 2020.
- 1 year
- Up $5,240 +2%
- $324,444$329,684 since Sep 2025
- 5 years
- Up $55,587 +20%
- $274,097$329,684 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 76689$1,730
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 76689 rose 1.6% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Bosque County, TX 59% · McLennan County, TX 28% · Coryell County, TX 13%
Zillow also publishes an index for the city itself: Valley Mills, TX — measured over the city limits, which is a different area from this zip.
Typical home value — 76689
Mid-tier homes, smoothed and seasonally adjusted.
- 76689$329,684
- Waco$250,105
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.4 | 76638 | Crawford | 3,671 | — | $496,505 |
| 10.6 | 76634 | Clifton | 7,537 | — | $232,049 |
| 10.7 | 76633 | China Spring | 6,268 | — | $405,032 |
| 16.8 | 76561 | Oglesby | 996 | — | $247,677 |
| 16.9 | 76657 | Mcgregor | 12,760 | $1,572 | $329,423 |
| 17.4 | 76708 | Waco | 27,790 | $1,586 | $223,099 |
| 17.7 | 76712 | Woodway | 29,118 | $1,616 | $346,366 |
| 18.4 | 76622 | Aquilla | 1,447 | — | $314,878 |
| 19.7 | 76637 | Cranfills Gap | 440 | — | $303,566 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.