76704
Waco, Texas.
Waco, McLennan County, TX · Waco, TX metro · population 7,018
to buy the typical home at today's mortgage rate — +$309 (+106%) since Jan 2020.
- 1 year
- Down $3,258 -3%
- $118,018$114,760 since Sep 2025
- 5 years
- Down $207 -0%
- $114,967$114,760 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 76704$602
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in zip 76704 fell 2.8% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Waco, TX — measured over the city limits, which is a different area from this zip.
Asking rent — 76704
Against the Waco, TX metro and the national benchmark.
- 76704$1,418
- Waco$1,419
- United States$1,932
Typical home value — 76704
Mid-tier homes, smoothed and seasonally adjusted.
- 76704$114,760
- Waco$250,105
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.8 | 76701 | Waco | 1,871 | $1,342 | $307,341 |
| 2.5 | 76707 | Waco | 15,879 | $1,330 | $139,778 |
| 4.0 | 76705 | Waco | 31,616 | $1,246 | $209,665 |
| 4.6 | 76711 | Waco | 9,676 | $1,363 | $139,849 |
| 4.9 | 76710 | Waco | 23,329 | $1,234 | $243,395 |
| 6.3 | 76708 | Waco | 27,790 | $1,586 | $223,099 |
| 7.9 | 76706 | Waco | 41,627 | $1,379 | $248,231 |
| 8.5 | 76640 | Elm Mott | 3,089 | — | $225,604 |
| 8.5 | 76712 | Woodway | 29,118 | $1,616 | $346,366 |
| 9.7 | 76643 | Hewitt | 16,432 | $1,650 | $295,074 |
| 12.0 | 76624 | Axtell | 2,660 | — | $343,538 |
| 12.9 | 76655 | Lorena | 10,603 | $2,257 | $342,818 |
| 13.9 | 76691 | West | 6,661 | — | $294,889 |
| 14.1 | 76633 | China Spring | 6,268 | — | $405,032 |
| 15.3 | 76682 | Riesel | 3,661 | — | $252,866 |
| 17.3 | 76630 | Bruceville | 1,589 | — | $301,547 |
| 18.4 | 76673 | Mount Calm | 1,196 | — | $260,825 |
| 18.4 | 76622 | Aquilla | 1,447 | — | $314,878 |
| 18.8 | 76657 | Mcgregor | 12,760 | $1,572 | $329,423 |
| 19.0 | 76638 | Crawford | 3,671 | — | $496,505 |
| 19.4 | 76664 | Mart | 3,231 | — | $156,714 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.