Zip lookup · TX

77493
Katy, Texas.

Katy, Harris County, TX · Houston-The Woodlands-Sugar Land, TX metro · population 71,484

What it costs per month · 77493 $1,762/mo

to buy the typical home at today's mortgage rate — +$820 (+87%) since Jan 2020.

What the home itself did
1 year
Down $13,445 -4%
$349,210$335,766 since Sep 2025
5 years
Up $23,626 +8%
$312,140$335,766 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 77493 $1,762 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 77493$1,762
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 48 years.

Typical home values in zip 77493 fell 3.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 77493 fell 1.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 77493 runs $347/mo more than renting one. The gap peaked at $640 in Oct 2023.

That is $2,545 a month against $2,197 rent: a $1,762 mortgage payment, plus $423 property tax and $359 insurance & upkeep.

Owning vs renting — zip 77493

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,545 Renting $2,197 Mortgage only $1,762
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,545
  • Renting$2,197
  • Mortgage only$1,762

Property tax · $423/mo 1.51% of value a year — the ACS 2020-2024 median bill over the median home value for 3 counties

Insurance & upkeep · $359/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 3 counties: Harris County, TX 68% · Waller County, TX 32% · Fort Bend County, TX 0%

Zillow also publishes an index for the city itself: Katy, TX — measured over the city limits, which is a different area from this zip.

Asking rent $2,197 as of Sep 2026
-1.8%year on year
Typical home value $335,766 as of Sep 2026
-3.9%year on year

Asking rent — 77493

Against the Houston-The Woodlands-Sugar Land, TX metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 77493 $2,197 Houston $1,638 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 77493$2,197
  • Houston$1,638
  • United States$1,932

Typical home value — 77493

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 77493 $335,766 Houston $302,832 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 77493$335,766
  • Houston$302,832
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.8 77449 Katy 130,028 $1,809 $264,942
7.4 77494 Katy 140,157 $1,861 $478,133
8.6 77433 Cypress 116,550 $1,964 $422,856
9.1 77450 Katy 71,906 $1,763 $374,993
9.2 77423 Brookshire 18,767 $1,909 $362,316
9.5 77094 Houston 10,395 $2,007 $560,701
10.3 77084 Houston 110,217 $1,526 $261,493
11.2 77095 Houston 69,767 $1,394 $320,742
11.8 77441 Fulshear 41,324 $2,179 $512,041
13.2 77077 Houston 60,098 $1,284 $382,339
13.8 77447 Hockley 25,231 $1,883 $300,649
14.0 77407 Richmond 88,319 $1,716 $372,531
14.1 77429 Cypress 96,334 $1,862 $373,727
14.4 77082 Houston 59,412 $1,265 $248,562
14.4 77406 Richmond 69,918 $1,804 $415,426
14.5 77065 Houston 38,926 $1,309 $281,128
14.6 77079 Houston 37,276 $1,479 $741,499
14.8 77476 Simonton 423 — $433,890
14.9 77041 Houston 33,349 $1,639 $294,295
15.3 77043 Houston 29,048 $1,655 $388,275
15.5 77083 Houston 73,230 $1,893 $256,597
16.8 77484 Waller 14,348 $1,614 $348,553
17.2 77377 Tomball 41,680 $1,902 $395,219
17.5 77464 Orchard 407 — $305,718
17.7 77070 Houston 58,229 $1,455 $291,481
17.7 77064 Houston 49,591 $1,483 $264,863
17.9 77042 Houston 38,721 $1,185 $266,835
18.0 77498 Sugar Land 52,806 $1,830 $318,608
18.0 77072 Houston 57,108 $1,559 $196,998
18.1 77040 Houston 50,977 $1,333 $255,196

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.