Zip lookup · TX

77545
Fresno, Texas.

Fresno, Fort Bend County, TX · Houston-The Woodlands-Sugar Land, TX metro · population 26,236

What it costs per month · 77545 $1,459/mo

to buy the typical home at today's mortgage rate — +$697 (+92%) since Jan 2020.

What the home itself did
1 year
Down $5,412 -2%
$283,392$277,981 since Sep 2025
5 years
Up $25,006 +10%
$252,975$277,981 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 77545 $1,459 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 77545$1,459
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 37 years.

Typical home values in zip 77545 fell 1.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 77545 fell 0.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 77545 runs $28/mo more than renting one. The gap peaked at $332 in Oct 2022.

That is $2,187 a month against $2,159 rent: a $1,459 mortgage payment, plus $430 property tax and $298 insurance & upkeep.

Owning vs renting — zip 77545

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2022 2023 2024 2025 2026 Owning all in $2,187 Renting $2,159 Mortgage only $1,459
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,187
  • Renting$2,159
  • Mortgage only$1,459

Property tax · $430/mo 1.86% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $298/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Fort Bend County, TX 99% · Brazoria County, TX 1%

Zillow also publishes an index for the city itself: Fresno, TX — measured over the city limits, which is a different area from this zip.

Asking rent $2,159 as of Sep 2026
-0.1%year on year
Typical home value $277,981 as of Sep 2026
-1.9%year on year

Asking rent — 77545

Against the Houston-The Woodlands-Sugar Land, TX metro and the national benchmark.

$1,600 $1,800 $2,000 $2,200 2022 2023 2024 2025 2026 77545 $2,159 Houston $1,638 United States $1,932
$1,600 $1,800 $2,000 $2,200 2022 2024 2026
  • 77545$2,159
  • Houston$1,638
  • United States$1,932

Typical home value — 77545

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 77545 $277,981 Houston $302,832 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 77545$277,981
  • Houston$302,832
  • United States$366,157

Within 20 miles

Showing 30 of 74 zips in range — sorting picks from all 74.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 77053 Houston 30,198 $1,708 $196,203
3.8 77459 Missouri City 84,221 $2,266 $392,356
5.1 77489 Missouri City 39,292 $1,898 $229,884
6.1 77085 Houston 16,513 $1,289 $222,454
7.1 77047 Houston 34,987 $1,934 $248,213
7.2 77045 Houston 33,563 $1,681 $194,543
7.4 77584 Pearland 91,065 $1,905 $382,920
7.5 77578 Manvel 30,210 $2,007 $438,391
8.0 77035 Houston 36,019 $1,167 $256,616
8.4 77477 Stafford 33,752 $1,534 $282,826
8.5 77071 Houston 27,056 $1,838 $232,286
9.2 77031 Houston 15,179 $1,588 $250,265
9.5 77096 Houston 35,032 $1,294 $434,130
9.9 77051 Houston 19,795 $1,781 $191,405
9.9 77478 Sugar Land 23,182 $1,872 $424,734
9.9 77479 Sugar Land 92,221 $2,130 $538,064
10.4 77048 Houston 21,151 $1,749 $215,912
10.5 77025 Houston 29,715 $1,418 $469,519
10.7 77054 Houston 28,272 $1,337 $128,118
10.8 77074 Houston 38,660 $1,176 $206,831
11.1 77583 Rosharon 52,747 $2,324 $316,903
11.4 77099 Houston 50,064 $1,143 $212,700
11.5 77401 Bellaire 17,213 $2,749 $1,181,406
11.7 77581 Pearland 51,332 $1,861 $369,156
12.0 77036 Houston 71,770 $934 $159,566
12.1 77081 Houston 50,129 $933 $247,856
12.1 77033 Houston 29,154 $1,725 $136,687
12.4 77030 Houston 13,380 $1,633 $514,250
12.8 77005 Houston 28,874 $2,160 $1,724,569
13.0 77498 Sugar Land 52,806 $1,830 $318,608

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.