Zip lookup · TX

78058
Mountain Home, Texas.

Mountain Home, Kerr County, TX · Kerrville, TX metro · population 985

What it costs per month · 78058 $2,388/mo

to buy the typical home at today's mortgage rate — +$1,139 (+91%) since Jan 2020.

What the home itself did
1 year
Down $28,727 -6%
$483,612$454,885 since Sep 2025
5 years
Up $4,440 +1%
$450,445$454,885 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 78058 $2,388 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 78058$2,388
  • United States$1,922

Typical home values in zip 78058 fell 5.9% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Kerr County, TX 79% · Real County, TX 18% · Gillespie County, TX 4%

Zillow also publishes an index for the city itself: Mountain Home, TX — measured over the city limits, which is a different area from this zip.

Typical home value $454,885 as of Sep 2026
-5.9%year on year

Typical home value — 78058

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 78058 $454,885 Kerrville $367,507 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 78058$454,885
  • Kerrville$367,507
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.