Zip lookup · TX

78657
Horseshoe Bay, Texas.

Horseshoe Bay, Llano County, TX · population 7,591

What it costs per month · 78657 $3,295/mo

to buy the typical home at today's mortgage rate — +$1,669 (+103%) since Jan 2020.

What the home itself did
1 year
Down $23,025 -4%
$650,770$627,745 since Sep 2025
5 years
Up $34,668 +6%
$593,077$627,745 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 78657 $3,295 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 78657$3,295
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 61 years.

Typical home values in zip 78657 fell 3.5% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Llano County, TX 70% · Burnet County, TX 30%

Zillow also publishes an index for the city itself: Horseshoe Bay, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,418 as of Sep 2026
Typical home value $627,745 as of Sep 2026
-3.5%year on year

Asking rent — 78657

Against the metro metro and the national benchmark.

$1,400 $1,600 $1,800 2026 78657 $1,418 United States $1,932
$1,400 $1,600 $1,800 2026
  • 78657$1,418
  • United States$1,932

Typical home value — 78657

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 78657 $627,745 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 78657$627,745
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.1 78663 Round Mountain 503 — $835,392
9.7 78639 Kingsland 8,719 $1,761 $428,396
10.4 78654 Marble Falls 20,650 $1,572 $395,596
15.2 78636 Johnson City 4,134 — $596,387
16.2 78609 Buchanan Dam 1,983 — $354,996
16.3 78669 Spicewood 12,592 $3,572 $691,396
19.1 78611 Burnet 14,560 $1,975 $394,339

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.