81069
Gardner, Colorado.
Gardner, Huerfano County, CO · Pueblo, CO metro · population 1,678
to buy the typical home at today's mortgage rate — +$872 (+99%) since Jan 2020.
- 1 year
- Down $9,917 -3%
- $343,328$333,412 since Sep 2025
- 5 years
- Up $22,848 +7%
- $310,564$333,412 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 81069$1,750
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 49 years.
Typical home values in zip 81069 fell 2.9% over the past year — slower than the nation's +1.2%.
This zip spans 3 counties: Huerfano County, CO 48% · Pueblo County, CO 36% · Custer County, CO 15%
Zillow also publishes an index for the city itself: Gardner, CO — measured over the city limits, which is a different area from this zip.
Typical home value — 81069
Mid-tier homes, smoothed and seasonally adjusted.
- 81069$333,412
- Pueblo$282,306
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.6 | 81019 | Colorado City | 1,280 | — | $321,911 |
| 12.2 | 81023 | Beulah | 1,417 | — | $378,590 |
| 14.6 | 81004 | Pueblo | 25,757 | $1,123 | $192,381 |
| 19.9 | 81089 | Walsenburg | 4,890 | — | $203,597 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.