Zip lookup · ID

83869
Spirit Lake, Idaho.

Spirit Lake, Kootenai County, ID · Coeur d'Alene, ID metro · population 5,504

What it costs per month · 83869 $3,172/mo

to buy the typical home at today's mortgage rate — +$1,962 (+162%) since Jan 2020.

What the home itself did
1 year
Up $19,104 +3%
$585,247$604,350 since Sep 2025
5 years
Up $87,142 +17%
$517,209$604,350 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 83869 $3,172 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 83869$3,172
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 83869 rose 3.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Kootenai County, ID 58% · Bonner County, ID 42%

Zillow also publishes an index for the city itself: Spirit Lake, ID — measured over the city limits, which is a different area from this zip.

Typical home value $604,350 as of Sep 2026
+3.3%year on year

Typical home value — 83869

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 83869 $604,350 Coeur d'Alene $606,180 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 83869$604,350
  • Coeur d'Alene$606,180
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.4 83804 Blanchard 2,092 — $542,756
8.9 83858 Rathdrum 20,137 $1,945 $582,713
11.6 83801 Athol 7,553 — $800,364
13.9 83822 Oldtown 2,442 — $518,911
14.6 83813 Cocolalla 1,249 — $688,902
15.4 83809 Careywood 393 — $708,779
16.0 83841 Laclede 492 — $633,439
16.0 99025 Newman Lake 5,668 — $491,676
16.4 99021 Mead 8,942 — $512,092
16.5 83835 Hayden 24,238 $2,192 $662,852
16.8 99009 Elk 4,506 — $489,163
18.0 83854 Post Falls 54,851 $1,692 $536,240
18.2 99003 Chattaroy 4,810 — $586,035
18.3 83815 Coeur D Alene 41,405 $1,980 $565,490
18.5 99156 Newport 9,195 — $408,622

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.