Zip lookup · CA

91910
Chula Vista, California.

Chula Vista, San Diego County, CA · San Diego-Chula Vista-Carlsbad, CA metro · population 77,123

What it costs per month · 91910 $4,406/mo

to buy the typical home at today's mortgage rate — +$2,409 (+121%) since Jan 2020.

What the home itself did
1 year
Up $18,802 +2%
$820,702$839,504 since Sep 2025
5 years
Up $159,876 +24%
$679,628$839,504 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 91910 $4,406 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 91910$4,406
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 91910 rose 2.3% over the past year — faster than the nation's +1.2%.

Asking rents in zip 91910 rose 2.6% over the past year — in step with the nation.

Owning the typical home in zip 91910 runs $3,168/mo more than renting one. The gap peaked at $3,345 in May 2024.

That is $5,778 a month against $2,609 rent: a $4,406 mortgage payment, plus $473 property tax and $899 insurance & upkeep.

Owning vs renting — zip 91910

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 2018 2020 2022 2024 2026 Owning all in $5,778 Renting $2,609 Mortgage only $4,406
$2,000 $4,000 $6,000 2018 2022 2026
  • Owning all in$5,778
  • Renting$2,609
  • Mortgage only$4,406

Property tax · $473/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for San Diego County, CA

Insurance & upkeep · $899/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Chula Vista, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,609 as of Sep 2026
+2.6%year on year
Typical home value $839,504 as of Sep 2026
+2.3%year on year

Asking rent — 91910

Against the San Diego-Chula Vista-Carlsbad, CA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 2018 2020 2022 2024 2026 91910 $2,609 San Diego $2,967 United States $1,932
$1,500 $2,000 $2,500 $3,000 2018 2022 2026
  • 91910$2,609
  • San Diego$2,967
  • United States$1,932

Typical home value — 91910

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 91910 $839,504 San Diego $926,961 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 91910$839,504
  • San Diego$926,961
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 91911 Chula Vista 85,542 $2,618 $774,232
2.9 91950 National City 59,891 $2,440 $687,287
3.1 92139 San Diego 34,703 $3,483 $732,235
4.3 91902 Bonita 17,698 $3,321 $1,143,759
4.6 91913 Chula Vista 57,721 $3,127 $901,432
4.9 92114 San Diego 65,745 $2,857 $737,487
5.3 92113 San Diego 48,215 $2,216 $644,816
5.6 92173 San Ysidro 27,585 $2,566 $682,074
5.6 91932 Imperial Beach 25,741 $2,822 $830,266
6.3 92102 San Diego 38,901 $2,301 $743,045
6.6 91915 Chula Vista 35,322 $3,258 $847,552
6.6 91914 Chula Vista 16,877 $4,070 $1,161,918
6.7 92118 Coronado 18,929 $5,122 $2,571,340
6.9 91945 Lemon Grove 27,745 $2,671 $757,486
6.9 92154 San Diego 80,445 $2,971 $745,539
7.2 91977 Spring Valley 61,064 $2,425 $762,925
7.2 92105 San Diego 71,411 $2,248 $683,243
8.2 92104 San Diego 47,410 $2,505 $939,312
8.7 92115 San Diego 66,264 $3,293 $844,313
8.8 91978 Spring Valley 10,014 $2,643 $829,209
9.0 92101 San Diego 51,805 $2,917 $707,705
9.4 91941 La Mesa 33,218 $2,545 $1,021,021
9.5 92116 San Diego 31,843 $2,444 $984,779
9.8 92103 San Diego 34,836 $2,764 $1,063,156
10.0 91942 La Mesa 41,424 $2,640 $806,501
10.5 92108 San Diego 26,790 $3,168 $581,197
11.0 92120 San Diego 31,915 $2,700 $1,021,265
11.4 92106 San Diego 21,651 $2,875 $1,806,811
11.9 92110 San Diego 30,902 $2,968 $979,977
12.0 92119 San Diego 24,456 $2,456 $967,965

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.