Zip lookup · CA

92661
Newport Beach, California.

Newport Beach, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 3,079

What it costs per month · 92661 $24,694/mo

to buy the typical home at today's mortgage rate — +$15,835 (+179%) since Jan 2020.

What the home itself did
1 year
Up $613,703 +15%
$4,091,036$4,704,738 since Sep 2025
5 years
Up $1,717,821 +58%
$2,986,917$4,704,738 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$5,000 $10,000 $15,000 $20,000 $25,000 2002 2006 2010 2014 2018 2022 2026 92661 $24,694 United States $1,922
$5,000 $10,000 $15,000 $20,000 $25,000 2002 2010 2018 2026
  • 92661$24,694
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 92661 rose 15.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 92661 rose 0.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 92661 runs $25,501/mo more than renting one — the widest that gap has been in this data.

That is $32,309 a month against $6,808 rent: a $24,694 mortgage payment, plus $2,578 property tax and $5,037 insurance & upkeep.

Owning vs renting — zip 92661

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$10,000 $20,000 $30,000 2025 2026 Owning all in $32,309 Renting $6,808 Mortgage only $24,694
$10,000 $20,000 $30,000 2025 2026
  • Owning all in$32,309
  • Renting$6,808
  • Mortgage only$24,694

Property tax · $2,578/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA

Insurance & upkeep · $5,037/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Newport Beach, CA — measured over the city limits, which is a different area from this zip.

Asking rent $6,808 as of Sep 2026
+0.9%year on year
Typical home value $4,704,738 as of Sep 2026
+15.0%year on year

Asking rent — 92661

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,500 $5,000 $7,500 2025 2026 92661 $6,808 Los Angeles $2,929 United States $1,932
$2,500 $5,000 $7,500 2025 2026
  • 92661$6,808
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 92661

Mid-tier homes, smoothed and seasonally adjusted.

$1,000,000 $2,000,000 $3,000,000 $4,000,000 2018 2020 2022 2024 2026 92661 $4,704,738 Los Angeles $950,020 United States $366,157
$1,000,000 $2,000,000 $3,000,000 $4,000,000 2018 2022 2026
  • 92661$4,704,738
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 85 zips in range — sorting picks from all 85.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
0.4 92662 Newport Beach 2,294 $6,308 $4,647,099
1.9 92625 Corona Del Mar 12,294 $7,599 $4,342,564
2.3 92663 Newport Beach 21,368 $2,961 $2,742,048
2.6 92660 Newport Beach 34,890 $4,404 $3,270,812
3.4 92627 Costa Mesa 60,393 $3,408 $1,365,513
3.9 92657 Newport Coast 9,920 $5,276 $5,547,446
4.3 92617 Irvine 24,017 — $807,527
5.3 92626 Costa Mesa 50,708 $3,048 $1,453,031
5.8 92612 Irvine 33,714 $3,543 $1,160,437
5.9 92646 Huntington Beach 54,615 $3,384 $1,377,183
6.3 92603 Irvine 18,387 $4,315 $2,316,790
6.7 92614 Irvine 29,239 $3,458 $1,191,420
7.6 92707 Santa Ana 58,695 $2,816 $831,038
7.6 92651 Laguna Beach 23,557 $5,560 $3,114,975
8.1 92708 Fountain Valley 56,258 $2,998 $1,378,005
8.2 92704 Santa Ana 82,120 $3,164 $883,776
8.3 92606 Irvine 23,990 $3,450 $1,422,892
8.5 92648 Huntington Beach 45,827 $3,404 $1,534,670
8.7 92604 Irvine 26,491 $3,556 $1,343,576
9.8 92637 Laguna Woods 17,289 $3,081 $458,554
9.9 92656 Aliso Viejo 52,229 $3,469 $980,662
10.1 92703 Santa Ana 62,447 $2,554 $818,104
10.3 92780 Tustin 54,374 $2,669 $1,099,102
10.4 92701 Santa Ana 47,818 $2,676 $691,334
10.5 92647 Huntington Beach 59,047 $2,834 $1,234,059
10.5 92782 Tustin 30,073 $3,395 $1,304,150
10.5 92618 Irvine 66,126 $3,619 $1,515,388
10.9 92620 Irvine 61,631 $3,880 $1,622,926
11.2 92655 Midway City 8,026 — $1,068,794
11.3 92843 Garden Grove 46,414 $2,934 $967,456

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.