Zip lookup · CA

92870
Placentia, California.

Placentia, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 52,826

What it costs per month · 92870 $5,771/mo

to buy the typical home at today's mortgage rate — +$3,267 (+130%) since Jan 2020.

What the home itself did
1 year
Up $32,354 +3%
$1,067,074$1,099,427 since Sep 2025
5 years
Up $271,555 +33%
$827,873$1,099,427 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 92870 $5,771 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 92870$5,771
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 92870 rose 3.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 92870 rose 3.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 92870 runs $4,666/mo more than renting one. The gap peaked at $4,816 in Jan 2025.

That is $7,550 a month against $2,884 rent: a $5,771 mortgage payment, plus $602 property tax and $1,177 insurance & upkeep.

Owning vs renting — zip 92870

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 2022 2023 2024 2025 2026 Owning all in $7,550 Renting $2,884 Mortgage only $5,771
$2,500 $5,000 $7,500 2022 2024 2026
  • Owning all in$7,550
  • Renting$2,884
  • Mortgage only$5,771

Property tax · $602/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA

Insurance & upkeep · $1,177/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Placentia, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,884 as of Sep 2026
+3.5%year on year
Typical home value $1,099,427 as of Sep 2026
+3.0%year on year

Asking rent — 92870

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,000 $2,500 $3,000 2022 2023 2024 2025 2026 92870 $2,884 Los Angeles $2,929 United States $1,932
$2,000 $2,500 $3,000 2022 2024 2026
  • 92870$2,884
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 92870

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 92870 $1,099,427 Los Angeles $950,020 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 92870$1,099,427
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 148 zips in range — sorting picks from all 148.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.3 92831 Fullerton 35,618 $2,517 $1,055,747
3.0 92806 Anaheim 41,003 $2,779 $995,285
3.2 92886 Yorba Linda 49,704 $4,487 $1,356,231
3.5 92821 Brea 41,623 $2,727 $1,097,409
3.6 92865 Orange 20,589 $2,890 $1,055,752
3.7 92835 Fullerton 26,005 $4,265 $1,298,594
4.3 92832 Fullerton 27,298 $2,837 $889,076
4.3 92807 Anaheim 37,296 $3,321 $1,137,050
4.4 92823 Brea 5,846 $3,562 $1,278,216
4.6 92805 Anaheim 74,661 $2,864 $851,242
5.1 92861 Villa Park 5,748 — $2,332,953
5.7 92867 Orange 44,726 $3,264 $1,230,768
6.1 92833 Fullerton 51,842 $3,267 $980,282
6.1 92801 Anaheim 60,547 $2,579 $858,592
6.4 92802 Anaheim 43,132 $2,461 $940,266
6.5 92868 Orange 26,380 $2,997 $896,647
6.7 92866 Orange 15,331 $2,900 $1,114,000
6.8 92808 Anaheim 21,539 $3,439 $1,205,837
7.0 90631 La Habra 68,309 $2,752 $931,259
7.0 92887 Yorba Linda 19,725 $3,290 $1,497,068
7.1 91748 Rowland Heights 42,463 $2,390 $945,912
7.7 91765 Diamond Bar 44,502 $3,315 $1,010,834
7.9 92840 Garden Grove 54,534 $2,733 $975,459
7.9 90621 Buena Park 35,984 $2,582 $885,441
8.0 92869 Orange 36,271 $3,684 $1,197,328
8.1 92706 Santa Ana 37,175 $2,721 $1,022,257
8.1 92804 Anaheim 83,537 $2,337 $936,120
8.9 91709 Chino Hills 78,006 $3,088 $973,347
8.9 90638 La Mirada 45,933 $3,191 $880,228
9.0 92705 Santa Ana 48,781 $3,164 $1,571,185

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.